take your jewelry to a local jewelry who does appraisals and have it appraised. we bought a ring on NVL Bliss- not effy. The designer was from India and runs his own Gem business there now. I since ordered a custom made diamond rings - white and chocolate diamonds in an infinity pattern and we had it appraised. It appraised several hundred dollars more than what we paid. (we paid 1200 and it appraised at 1700.) I don't get those people who go on a cruise, buy stuff, then complain about it. don't buy anything if you are just going to complain. We buy stuff we like, stuff you won't find elsewhere. The cost be damned. If you are worried about not getting value for your money, stay out of the shops. Effy is a New York based company. go visit them there.