Thank you, sounds good, Have read a lot of reports of UBank blocking accounts, that they think have suspicious activity even though the account holder has notified them they were going overseas, Obviously all finance institutions will do this but their main complaints are that UBank were hard to contact and it took several days to unblock even though they verified that all is okay. Just wondered if you have ever had that problem. Could be very awkward if you have loaded up your card specifically for your overseas trip and could not access your account. Good to hear first hand that you are happy with UBank , it is the head of my list at the moment.