It is so important to read all the fine print. As OP said you do not want to be pulled out of one situation to end up in another one that is not much better. Hospitals in other countries are not always what we are expecting in way of ammenities. Also in many hospitals there is basic care in public hospitals and perhaps much better care in private (and much more expensive) hospitals. Language can be a big problem and you want to be in the hospital that has Dr's etc that you can communicate with (if this is possible where you have your emergency).
We use a yearly membership in an evacuation medical insurance policy that covers cruises and anytime we are 150 miles away from residence. Brings us to the hospital of our choice and allows a companion to travel with us . they also offer case managers that can help locate English speaking doctors, skype consultation etc. I think it is worth it though have never had to use it at all.
My SIL had a bicycle accident in Rome and broke her arm in 2 places and knocked her elbow cap off. Her story of the Italian hospital (she fled) and the 18 hour economy seat journey home and the risk of blood clots she faced makes me glad I might have other options.
We're looking at health coverage for an upcoming month long cruise. May I ask the name of the company that you had coverage with.
$25,000 medical coverage and $500,000 medical evacuate
in Cruise/Travel Insurance
Posted
We're looking at health coverage for an upcoming month long cruise. May I ask the name of the company that you had coverage with.