MadHatter-Traveler

Hey All, This has probably been asked often before, but with the way covid policies have changed often I wanted to ask fresh. Im planning to sail the MSC Divina next October from Rome to Barcelona. As my friends are still figuring out if they can join me, I am holding off on booking them. However with dwindling available cabins I feel I should go ahead and book. Just wondering if MSC does refunds as vouchers or to form of payment within guidelines of their terms and conditions.