We have a Caribbean cruise on hold for September 2024, and we are looking to purchase trip insurance. We’ve had to use trip insurance in the past (2 times) due to hurricanes in route to booked all-inclusive resorts, so we are big fans of trip insurance. I’ve been looking at cruise policies and most don’t seem to cover cancellation due to hurricane predictions. Are there policies that allow one to cancel or reschedule a cruise due to a hurricane prediction?