Blue Water Sailor

Anybody out there aboard the Rotterdam? We hear the ship is not full!

For chip Credit Card use outside the U.S.

A pin is NOT necessary when using a chip Credit Card to make purchases. The only time a pin is required is if the chip Credit Card is used to get a cash advance. (I assume no one is doing this!)

For Combination ATM/chip Credit Card use outside the U.S.

A pin IS necessary when using a combination ATM/chip Credit Card to make purchases. Obviously, a pin is required when using the card to get cash out of an ATM machine.

People are confusing chip Credit Cards and combination ATM/chip Credit Cards.