skbaw

I curious if anyone has put In a claim and what their experience was. I have read some of the policies and they are pretty specific as far as what you have to do in order to submit a claim. Dr writeup stating you cannot go on a cruise, multiple dr documentation, etc. I would buy it in a heartbeat if I thought it would actually pay if one of my kids got the flu before the cruise, but im not convinced it would pay. Thoughts on NCLs policy?

thx

I broke my ankle two weeks prior to a cruise and had to cancel. Our insurance was through NCL. I had to get my doctor to sign a form, provide documentation of purchasing the cruise and a couple of other items. I believe we had our money back in about a month. We had separate insurance for our cruise and flights so had to submit twice - but it was relatively painless. It was all information you ought to have handy if you are going on a cruise.

I get it just fine. Cruising is about the bottom dollar. I wasn't like that years back. It used to be a relaxing, luxurious vacation for a very reasonable price. Our first four cruises were on Dolphin line and everything was literally white gloved service. Now a days its about jamming as many people as possible onto a ship, charging as much as you possibly can for things like coffee, water, juice and soda, cupcakes, hotdogs, hamburgers, steak, lobster, etc. They need to pay more attention to the health and wellbeing of the customer.

 

BTW... I have not cruised in the past 5 years because of the poor service and the nickel and diming... I am only doing it this year because it is a family thing and I was out numbered on what kind of vacation we should do.

 

As far as Noro being rampant on land.. if you go to a doctor for it on land they do not lock you in your home.. they treat you like sensible human beings that live in the free world and hope that you won't go out and spread your sickness!!! CRAZY!!

My MIL came home to her assisted living facility after visiting us for Christmas to find the whole place was on quarantine due to an outbreak of noro. Even though she was not sick, everyone was confined to their rooms - no communal dining or social activities. This lasted for a couple of weeks. Unfortunately, noro is now making its second pass through the facility and she caught it this time. So, yes anywhere there is potential for mass outbreak - people may be quarantined to prevent the spread. And I bet your doctor will tell you not to leave your house while you are still contagious!