Trumpeter42

Respectfully, yes I do. Maybe you have the luxury of a business/career where you can completely disconnect for a period of time. Not all of us do.

Besides, if I like to spend some time relaxing on deck with my headphones on, drink in my hand, whilst enjoying whatever I'm currently watching on Netflix, I'll do so. It's my coin, and my vacation.

I wish NCL would just 100% get rid of the internet on the ships and invest that money elsewhere. Please spare me the "but I HAVE TO be online while I cruise BS", no you don't.

I know most seem to promote that trip insurance is important when booking a cruise. I'd like to offer a different point of view....

When I started cruising, I decided to not purchase trip insurance. These are the factors I used:

1. I cruised often.. 2-3 times a year. That's actually less often than some. This is a factor in considering trip insurance. The more trips, the more spent on insurance. With a larger number of trips, the overall cost of insurance vs the risk of missing a cruise becomes unreasonable. If I take 10 cruises, what's the risk of missing more than one of them? It's not very high. Whereas, the $$ saved by not purchasing insurance for 10 cruises is high enough to be able to write off a missed cruise. The ratio gets better with more cruises. I've yet to miss a cruise, so I've saved enough insurance fees to pay for 2-3 cruises.

2. Health Insurance. I have travel health insurance coverage provided by my employer (even for personal trips). So I don't need trip insurance for potential health expenses. Even if I didn't have my own health insurance, I'd just buy health insurance for my trips... not trip insurance.

Anyways, not everyone is in the same situation. If I was only cruising once in a blue moon, I'd probably buy trip insurance.I do follow the universal advice of always arriving a day or two in advance of the sail date. This has definitely avoided a missed sailing twice for me.

Darrin