Insurance

[UnionJack]

We are on HAL Volendam 2007 Hubbard Cruise.

 

Should we take the insurance? One of us will be 65 other has BC/BS so health should be OK?

 

No plans to cancel but things happen. However HAL cancellation policy seems OK.

 

Please advise.

[cstrick]

Insurance is important. Even though you are in good health now things can happen. Check out www.insuremytrip.com. There are many levels of insurance available.

[Chat Noir]

We count insurance costs in as part of the cruise costs, same as tips, airfare, excursions, etc.

 

I think it's important to have, not only for ourselves, but in case something happens to a friend/family member requiring us to cancel.

 

Princess boards have had a recent debate because some folks booked for upcoming Crown cruises aren't comfortable cruising and wanted to cancel or switch to another ship... a few are rather unhappy that Princess won't refund in light of the recent 'list'. My thought.. if they purchased insurance, depending on the level, they would easily get nearly a full refund/cruise credit.

 

I'm 40, my husband is 48, our children are 17 & 18. We have good health insurance, but still choose to purchase cruise insurance for peace of mind. After all, our cruise is an investment, and we like to insure it as such.:)

[UnionJack]

Good advise. Thank you.