Anthem-Grand Loft Suite for those who have been (also Insurance????)

For those who have sailed Anthem in the Grand Loft Suite. Your thoughts? Worth the $$? What did you think about having a "Genie"? What is the difference (if you know) between the suites of this type on 8 versus on 10?

Also, INSURANCE? Normally I take Royals insurance but this time with the pricing being so much higher, I'm wondering if a different insurance company is better. If anyone can help, I'd appreciate it!! I've only used insurance once before , but the trip was 1/2 the price . Thankfully, all monies were recovered that time but my TA that I use now, hasn't mentioned any insurance aside from Royals.

Travel insurance websites:

www.insuremytrip.com

www.squaremouth.com

www.quotewright.com

www.tripinsurancestore.com

Costco recommended http://www.travelguard.com/costcotravel/

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Was in 10724 on the 8/31 sailing of Anthem. Thought the room was great. Only negative would have been random chair dragging noise one or two nights around 10pm for a brief period of time.

Hard to put a value on the Genie. Didn't really ask much from him. Did arrange the delivery of some snacks for a cabin crawl.

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