Uniworld Travel Protection Plan—Have you used it?

Hello everyone! We are new to these boards.

However, have been lurking here for a while and have learned a lot from your experiences. :)

We are taking our first river cruise ever in the fall with Uniworld and are very exited!

However, we were stunned to learn that many trip insurance plans cost 10% or much more of the trip price.

Uniworld offers insurance coverage that is more reasonable.

We have an annual travel insurance plan and will be covered by a credit card plan as well.

Has anyone ever used Uniworld? Anything that you can share?

Thanks in advance!