We want to buy insurance for our trip and honestly only need it in case the cruise lines or county change their COVID vaccination status or start making people wear masks again. We don't need to for anything else. Is there somewhere to get a policy like this? I have looked on trip insurance store and insure my trip and both are giving me a price of $1,000 to $2,000 for a trip that costs $11,500. It includes all the unnecessary medical stuff that we don't need.
I literally just want to be able to cancel my trip should the COVID policies change and I no longer want to take the cruise.
Thanks