Does anyone know if I purchase a private plan aside from the cruise line, I for instance have suffer a heart attack in Paris or wherever, do I have to pay upfront and then file a claim with the insurance company???
In reviewing these policies.
It appears that you are responsible for paying the charges
Then you have to send in to get reimbursement.
One almost needs an attorney to review the policies 🥵
Can anyone suggest (not Holland) a company that would have cruise cancellation insurance along with good medical insurance if needed? Cancel for any reason.
Prefer companies that you’ve had recently used.
Holland only covers $10k for medical, which in this day isn’t nearly enough.
Just spoke with my TA. She told me reimbursements from cruise lines and or travel insurance cancellation policies is slow slow slow. Still due to pandemic financial problems.