Can someone please advise what to do with insurance because it is driving me mad. We (3 adults) have a number of cruises booked for the next 12 months, so I am looking to take out a multi trip policy. The one causing me grief is the 35 night to the Caribbean, which the Insurance company, Staysure, are saying is 36 days and above their limit of 35 days. They said that I would need to take out a single trip policy for this cruise, which is considerably dearer than a multi trip. I have looked at other insurers and the days they cover range from 31 - 35 days. So does anyone know of an insurer who covers more than 35 days for a multi trip policy, if so it would be much appreciated. Teo of us have medical problems, I had two stents three years ago and my son has Ulcerative Colitis.