Whatever Travel Insurance, you choose, make sure that you are covered in the event the company collapses. What I am being told is that you must buy your insurance within a very short period of time after you make your very first deposit. I just lost a good sum of money on a cruise with Vantage cruise line. Be very very careful. On a positive note, I did Antarctica when I was 75 and I am doing the Swan Hellenic Greenland and Northwest passage cruise next month. I do wish I would hear more from Swan Hellenic to help me prepare for this cruise.