Thanks all.. Thankfully my dog seems to be getting better and I won't have to cancel. I will have to check out the policy that Dolcevita Diva mentioned and possibly use that in the future. With an 11 year old pet, one never knows what might happen. Then there's always CFAR but I've always thought that didn't make sense financially. You're paying a lot more for the insurance, then only get 75% back.