Just be aware that if you choose the non-refundable deposit (NRD), it also means that you can't take advantage of any price drops without losing your deposit. I have a couple of cruises booked, and in the past when I have seen a lower price I have phoned RCI, and they have amended my booking to reflect the lower price. I noticed that a cruise I had booked had dropped by $1000, so I phoned RCI, and was told that as I had booked using the NRD (which I did not even realise I had done that), and the only way to take advantage of the price drop was to cancel my cruise, lose my $400 deposit, and then rebook at the lower price. I went ahead and did that, as it still saved me $600. Just as an aside, when I rebooked, I asked what the fare would be if I chose the refundable deposit, and it was $2000 more, so I booked again with a NRD. Later that night I was showing my husband what I had done with a dummy booking, and the price had already popped back up to more than I had originally paid, so I was happy to have gotten the price drop in that small window. The price has increased ever since.