Thanks all. This is Carnival Insurance & I can't find a policy anywhere. I do have comprehensive insurance through both my work and my credit card, however, they do not offer "cancel for any reason". I don't plan on cancelling, but we are travelling during hurricane season & COVID is such an unknown that I'm planning on adding the Carnival cancellation insurance to the booking. Wait times have been long when trying to call them, so I thought I'd try my luck here. I didn't think about severe weather in relation to my home and not being able to travel to the cruise. That guess makes sense. When I get around to calling Carnival, I will report back what they say with regards to weather cancellations.