Credit Card fraud after paying for parking at Manhattan Port

[patticake1129]

YES,

 

I realize it would be my money lost, however, I was thinking more along the lines of identity protection. Identity theft would be a much larger problem to deal with. Plus, if someone does not spend much once on board, it could be a good option for them.

I have only either used my cc or cash in the past, I was more just trying to offer another possibility.

I am sure others can offer a different ideas as well.

[luvtheships]

YES,

 

I realize it would be my money lost, however, I was thinking more along the lines of identity protection. Identity theft would be a much larger problem to deal with. Plus, if someone does not spend much once on board, it could be a good option for them.

I have only either used my cc or cash in the past, I was more just trying to offer another possibility.

I am sure others can offer a different ideas as well.

 

Using a prepaid cc is just like using cash anyway but you have the pleasure of paying something like $4.95 to activate the card. Or am I mistaken?

 

The one benefit of using a prepaid card would be to not have to carry sums of cash with you I would imagine. In addition to the identity theft issue.

 

A prepaid debit card can be refilled can't it?

How? By linking it to another account you have? Thus the identity thing again

 

I personally think that if identity theft is the issue, then cash is your friend

 

If convenience is your issue, then a travel only use credit card, is your friend

 

I use combos of both. 2 travel only credit cards and sufficient cash on hand

 

I shy away from ATM use and debit card use for expenses due to my horrible experience with cloning while on vacation in Italy

 

 

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[Guest maddycat]

If someone opened up accounts in your name you are a victim of identity theft. It is going to take some time to clear your credit. Subscribe to a credit locking service might prevent problem in future

 

Just contact the credit bureaus (Equifax, TransUnion, Experian) and put a freeze on your account. No one will be able to get credit of any kind in your name.