Has anyone found value in using the NCL credit card points? I'm searching through the posts and I don't see any value compared to just taking a statement credit, or even better yet, using a different credit card that gives more points and other benefits like travel insurance with Chase Sapphire. It makes no sense to exchange points for a $200 on board credit instead of just using the same number of points for a statement credit. I guess, if I paid for the NCL cruise with the credit card, I'd get 3 points for every dollar spent. Is that the main advantage?
https://www.ncl.com/world-points