Congratulations on your cruise bargain and hope you have a wonderful time..
Just to add to the praise for the NW Insurance, as I've always been told to judge a company by how helpful they are if you have to claim.
My husband had an accident whilst on Ventura a few years ago, so we contacted NW on our return home. They were unbelievably helpful, and within a week, our claim was settled and the money back in our account. His accident meant we had to purchase a walking stick, and to our surprise, they even covered that cost too.