We are looking for similar info too. I wouldn’t worry about hurricane season. That’s June through November, peaking August and September.
You may want to check with your health insurance about coverage such as, evacuation, treatment on the ship and treatment in a foreign country. My guess is that if you have coverage the travel insurance premium could be cheaper.
We are fortunate to be covered worldwide in all three instances, but would have to self pay and submit a claim to our insurance company.