Posted November 21st, 2013, 08:53 PM
Hi, Thebosn1, you *are* lucky! We have been to Australia once and are returning again in 2014. It is a fabulous adventure, and the people are so friendly and helpful.
Without seeing what you saw about the "four digit code," I think you are on the right track thinking PIN. With my US bank, I usually use a six digit PIN. But when I travel abroad, many countries require only four digits. All of my accounts work if I enter just the first four digits. But you should check with your bank before traveling to make sure! And if your first four include letters, then be sure to figure out the numbers and memorize accordingly!
You can order some Aussie dollars from your bank before you leave, but I've generally found you get a better deal by using an ATM on site, and certainly better than those booths at airports and in tourist areas that offer currency exchange. There will be an ATM at any arrival airport. We usually stop and withdraw some cash, but then try to use a credit card whenever possible. It's a good idea to check with your bank re: foreign transaction fees and currency conversion rates. Ditto your credit cards. If you think you will be spending a lot (Australia is definitely a high-priced destination!), it might pay to do a little research and get a credit card with no foreign transaction fee if you don't already have a no fee card.
Have fun researching and planning!
Up Next: The seas await
Just Off: X Reflection - E Carib - Dec 2014
Happy Memories: Royal Caribbean (12) Princess (5) Celebrity (5) Carnival (3) NCL (3) Cunard (2) HAL (1), plus unique voyages (3) on the Pacific Sunrise in the Whitsunday Islands, a Turkish blue cruise in the Mediterranean & Abercrombie & Kent’s Sun Boat IV on the Nile