Mary49 Posted May 22, 2016 #1 Share Posted May 22, 2016 Hi folks, if you have Medicare is it enough coverage for cruising while you are on board; or do you suggest buying into Carnival's coverage? Thanks for any advice. Much appreciated. Link to comment Share on other sites More sharing options...
mrobstad Posted May 22, 2016 #2 Share Posted May 22, 2016 Medicare will not cover if you need hospitalization out of the states, medi vac, trip cancellation...l.dont be penny wise.....take the insurance. Link to comment Share on other sites More sharing options...
Need-a-vacation Posted May 22, 2016 #3 Share Posted May 22, 2016 There is also a lot of options for travel insurance from private companies. Sent from my SM-G900V using Tapatalk Link to comment Share on other sites More sharing options...
surebeatssailing Posted May 22, 2016 #4 Share Posted May 22, 2016 (edited) Hi folks, if you have Medicare is it enough coverage for cruising while you are on board; or do you suggest buying into Carnival's coverage? Thanks for any advice. Much appreciated. There is actually a forum on these boards that discusses cruise insurance...cruise discussion topics. We have Medicare & it does not cover health care outside of the USA . We also have a Medicare Supplement policy that does provide limited coverage of 80% of your medical bill after $250 deductible. So if you had a $5000 bill we would pay $250 deductible + the remaining 20% of hypothetical bill or $1000 for a total of $1250. We are going on a 14 day cruise + 3 day on land & our travel insurance will be about 1/2 of that for both of us. I do not know what the cruise ship insurance covers but I would read it & also check on Medicare.gov website for travel coverage info. Edited May 22, 2016 by surebeatssailing Link to comment Share on other sites More sharing options...
IrieBajan54 Posted May 22, 2016 #5 Share Posted May 22, 2016 I never buy insurance from a cruise line. Season travelers always recommend getting insurance from a third party. The best bet where you can compare plans is at insuremytrip.com Link to comment Share on other sites More sharing options...
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