rbslos18 Posted July 22, 2018 #1 Share Posted July 22, 2018 is there a primary insurance policy that waives pre-existing conditions when the policy is purchased before the final payment (as opposed to 14-20 days after initial deposit)? Thanks RB Link to comment Share on other sites More sharing options...
Linnn Posted July 24, 2018 #2 Share Posted July 24, 2018 The only thing I know about in that case is Pleasant Holidays which cannot cover the cruise cost you have put a deposit on but if you get air with them and at least 1 night hotel they will cover you from start to finish medical wise and air, hotel, excursions costs etc. I have had a similar situation and filed a claim and they were fair and prompt. Normally use Allianz waiving pre existing conditions for cruise when I put down deposit and then Pleasant Holidays ( it is a Trip Assist Policy also waiving pre existing conditions) when I purchase flight and land arrangements. I have filed claims with both companies and Allianz gave us incredible service when an ankle injury prevented us from taking our cruise Sent from my iPhone using Forums Link to comment Share on other sites More sharing options...
klfrodo Posted July 24, 2018 #3 Share Posted July 24, 2018 The only thing I know about in that case is Pleasant Holidays which cannot cover the cruise cost you have put a deposit on but if you get air with them and at least 1 night hotel they will cover you from start to finish medical wise and air, hotel, excursions costs etc. I have had a similar situation and filed a claim and they were fair and prompt. Normally use Allianz waiving pre existing conditions for cruise when I put down deposit and then Pleasant Holidays ( it is a Trip Assist Policy also waiving pre existing conditions) when I purchase flight and land arrangements. I have filed claims with both companies and Allianz gave us incredible service when an ankle injury prevented us from taking our cruise Sent from my iPhone using Forums Nice reference to Pleasant Holidays, a Travel Agency. You work for them? Link to comment Share on other sites More sharing options...
Linnn Posted July 24, 2018 #4 Share Posted July 24, 2018 Absolutely not and no one I know does!! Our AAA travel agent used the work around Link to comment Share on other sites More sharing options...
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