smile44 Posted January 26, 2014 #1 Share Posted January 26, 2014 In this case, is final payment the date you make your final payment or the deadline the cruise line has set up for the final payment? I paid in full to take advantage of a cashback offer, but can still get a 100% refund up til mid may. So is mid may the date I need to purchase my insurance by? Also, traveling with someone who already has travel insurance, so do I only put my costs in for the full trip cost? Link to comment Share on other sites More sharing options...
Ashland Posted January 30, 2014 #2 Share Posted January 30, 2014 The final payment date is the date the cruiseline gives you not the date you opt to make the payment....if I'm understanding your basic question.:confused::) Link to comment Share on other sites More sharing options...
cruiseco Posted January 30, 2014 #3 Share Posted January 30, 2014 The final payment date is the date the cruiseline gives you not the date you opt to make the payment....if I'm understanding your basic question.:confused::) As far as the insurers are concerned, the "final payment date" is established by what can be proven. If a claim is made and there is some question about the final payment date, the insured will be asked for proof of payment. This will be either a copy of the credit card statement showing the date the card was charged, or a copy of the cancelled check (using the date the check was written). They really don't care about what date the cruise line considers to be the "final payment date". Link to comment Share on other sites More sharing options...
CrusieToy Posted January 31, 2014 #4 Share Posted January 31, 2014 In this case, is final payment the date you make your final payment or the deadline the cruise line has set up for the final payment? I paid in full to take advantage of a cashback offer, but can still get a 100% refund up til mid may. So is mid may the date I need to purchase my insurance by? Also, traveling with someone who already has travel insurance, so do I only put my costs in for the full trip cost? my understanding is the cruise lines final payment date is the last day you can get a refund without penalty. I always buy my trip insurance on that date since before that date I am eligible for 100% refund if I cancel for any reason. Yes you only put the cost of your trip. Link to comment Share on other sites More sharing options...
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