luckyinpa Posted February 22, 2016 #1 Share Posted February 22, 2016 (edited) on insuremytrip for a 5K cruise i price out AIG platinum, the most expensive. it was 379 and the applicable part to my question is : This will allow you to cancel your trip for any reason, not just the list of covered reasons on the plan and be reimbursed up to 50% of your pre-paid, non-refundable trip cost. 50% of non-refundable trip cost [Requires purchase within 15 days of Initial Trip Payment and certain conditions are met] (+$148.80) so thats 527 total. i do realize cash is nice to have but is 50% the normal max for the amount you can get back for any reason even if you pay the increase fee? also maybe i'm reading it wrong but even for a covered cancellation i'm reading you can only get 75% back. is that correct? if so is that generally true of all the insurances in the market? i'd expect 100% back for a legit sick reason --------------------------------------- whereas for NCL it says Part A. Travel Arrangement Protection Trip Cancellation.......................Total Cruise Vacation Cost Trip Interruption.........................Total Cruise Vacation Cost so it appears you'd get the entire thing back for a covered reason? also depending on the 400 or 500 dollar plan they give you 75% of 90% of the money back as a credit toward future cruising. -------------------------------- so i'm truly confused now. normally you think of a warranty from the car dealer as being more and covering less and you buy a 3rd party warranty. but here it seems like NCL is giving you a better deal (assuming you dont mind a credit for future cruise vs cash) so what say you :) also if only one person is sick, do you get the entire price back for both? Edited February 22, 2016 by luckyinpa Link to comment Share on other sites More sharing options...
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