USAA Credit card international trans

[Georgia Lady1]

We have a USAA cc and now with Visa, they don't charge a 4% international charge for using the cc out of the country! :)

[SweetCherryz]

Thanks for the info [emoji4]

 

 

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[WupperAV]

Yes but USAA charges 13-15% interest.

[SweetCherryz]

Thanks for the update

 

 

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[Bob7]

We have a USAA cc and now with Visa, they don't charge a 4% international charge for using the cc out of the country! :)

The Amazon Visa also has no foreign transaction fee, and no annual fee, and does cash rewards.

[iancal]

We use the Amazon/Mariott visa. Foreign transactions with no 2.5 percent adder.

 

We also use it for ATM withdrawals. We load up the card with a credit balance and then do foreign ATM withdrawals as Visa advances. There is no interest charge because we maintain a credit balance.

 

Just came home from Ireland. We did a $550 ATM withdrawal. Our credit card charge for the advance was 1 percent, $5.50. IF we had used our bank card it would have been a service change of $5. PLUS a premium of 2.5-3 percent on the FX rate for a total service charge of just under $19. for one ATM withdrawal. We typically travel for extended periods so saving money by avoiding bank fees can add up quickly.

[abaci]

Yes but USAA charges 13-15% interest.

 

If you don't carry a balance then this doesn't matter and therefor shouldn't matter to this discussion.