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On 9/30/2023 at 9:03 PM, Relaxing Robbies said:

No annual account fee. We use ours to make purchases overseas. We used to make fee free withdrawals from overseas ATMs with our ING debit card, but they no longer rebate the overseas ATM fee. Not sure what we will use for cash in the future. We are ok for our next cruise to New Zealand because we still have some cash left after our cruise last year.

Have look at UBank, online banking app, they use NAB license. Free overseas transactions and ATM's (unless the ATM charges) 

 

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