Credit Card Exchange Charges

[Len3]

Is there a credit card that doesn't charge a fee for international transactions? If so, which bank and how do I get it?

[LOWTYD]

Good luck. I called this morning and its 3% for out of country. Traveler checks for me!

[martinchem]

Check Capital One.

[Cali_Mum]

Our regular cc charges this fee, but with our credit union, there is no fee added...:)

[roboref]

According to our credit union, MC/VISA charge a 2% fee, most issuing banks or CU then tack on an additional 1%, thus the 3% fee. My credit union card only adds the 2%. Some banks or CC issuers could waive the fee, but somewhere it will be paid.

 

I just use my NCL CC and then get a 3% rebate, thus = free!!

[Len3]

I thought that I read somewhere on one of these boards about a CC Company that didn't add an exchange rate. Was that Cap. One?

Check Capital One.

 

[mcpepe]

I got a Capitol One CC when we went to Italy 2 years ago. They do not charge a conversion fee from euro to dollars.

 

To the poster who said travellers checks for her......many places in Italy can't be bothered and do NOT take them. The banks charge merchants a lot of money to cash in those travellers checks.

[nlt46]

Capital One does not charge a fee. Get it early as it does take a while to process.

We sure ran into a problem last year with Euro's. We bank with a local bank here in town. When we would go to get cash in Paris, our ATM card was not accepted at over 5 different ATM's. Next time, I will go with a major ATM card. Nancy