Sheal
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Posts posted by Sheal
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12 hours ago, Sunshine3601 said:
I have been a mortgage underwriter for 20+ yrs. And makes a huge difference in the process is to have a good loan officer prepare the borrower and tell them what is needed.
Same goes with title companies. There are great ones that know exactly what needs to be done and others that struggle and fight with getting their docs done properly.
Most of the time the LOs and loan processors struggle with the HOAs and getting what is needed from them.
Then throw into all of that all the federal regulations that have to be met. Some are just plain stupid and you know the people that wrote the regs never worked hands on in the mortgage biz.
My daughter must have had a good one then. Other than having to review about 50 pages and provide the usual bank statements, pay stubs and get the hoa docs it all went smoothly. She was a bit overwhelmed at the amount of forms too. I reviewed them and just explained that most were just docs to help make an informed decision.
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JamesEM - Congrats on finishing your treatment. It must be such a relief to have finished the difficult journey.
Graham, your lunch looks delicious. I just love fish and chips (and vinegar, vinegar, vinegar). One of my favorite songs as a kid. Pauline looks wonderful as usual as do you.
Dani, thanks for the holiday primer. That is a valuable piece of information and probably something I would have realized after booking a trip.
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16 hours ago, A&L_Ont said:
Mom booked her surgery today for April 30th, like 2 weeks from now. As it stands all elective surgeries in hospitals are cancelled in Ontario as of this Monday past. This procedure will be done in the Dr’s clinic, unless provincial regulations change due to the pandemic.Hopefully it goes on as planned. I was hoping to have surgery this year but my retina specialist recommended that I hold off for a while due to the high risk. I have incredibly bad eyes (severe astigmatism) with a fast growing cataract in one eye (typical slow growing one in the other). So, I will be wearing my super thick glasses until then. Luckily I can wear contracts but can't see as well as with the glasses. Contact manufacturers don't make lenses for the small number of people like myself.
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I feel bad for the cat not knowing what it was getting into. Hope it didn't get sick or a hangover.
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On 4/2/2021 at 8:44 PM, Tree_skier said:
So a little bit of decadence this afternoon when I stopped for lunch. It's called a 's'mores milkshake from The Mug Shakes Restaurant
I keep saying I'm going to get back on track with my weight and exercise but so far I've just been one giant catastrophic failure!
Wow! I'm not a fan of the real s'mores, but this is a work of art. I'm sure it tasted incredible.
On 4/2/2021 at 9:49 PM, h20skibum said:Thanks for taking us along, this has really piqued my interest in seeing that part of the country.
On 4/3/2021 at 5:26 AM, grapau27 said:Graham, you and Pauline always look so nice. She has such incredible taste. I could use some help in that department and getting the DH to put on a suit is a struggle.
On 4/3/2021 at 11:03 AM, DaniDanielle said:This was not at all what I envisioned. When I heard Rustica Pizza , I was thinking just a messy pizza. I do rustic apple tarts fairly often and it means not too fussy. This certainly was not thrown together!
On 4/4/2021 at 12:49 PM, island lady said:Having lunch today on the porch, saw this guy walk up and run right into our bird feeder. Poor old dude is blind in one eye, and apparently didn't see it. He just laid there for a bit then continued his walk.
So is this the Easter bunny, or some strange new bird? 😉 Guessing he was 12-15 feet long, and at least 400 pounds. Never a dull moment in the swamp. 😄
OMG X 10. Do you have to worry about these things being out at night? Where do they go?
I don't have a foo foo poodle but mine is pretty small.
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On 4/2/2021 at 4:06 PM, bobmacliberty said:
More progress on the new house today. We had a remodeling/handyman recommended to us and he replaced our cheap/noisy/underpowered master bath exhaust fan, and replaced the heavy chandelier in our front foyer. VERY satisfied with his work. He's x-military, as are a lot of people around here, and it shows. Very professional and thorough.
Here's the chandelier that was in our front foyer. It's dark and gothic looking. Not what we want.
And here's the new version. Much "lighter and airier".
Our dining room chandelier was similarly dark but was covered in a lot of crystals. We took care of this one ourselves. We meticulously removed all of the crystals, masked off the glass parts in the center, and then spray painted it a brushed nickel to match the rest of the house. Here's the dining room chandelier before we did anything.
Here it is with everything removed ready to be masked and then painted
And here's the final version.
I looked up the model number when we were done and found that it's a $2000 chandelier from Swarovski crystal. YIKES. If we had known that before, we probably would not have spray painted it. Oh well, we are very pleased with how it turned out. Dramatic improvement to the dining room (that still has no furniture).
I'm way behind on this thread (and others) but I love what you did. I had considered trying to paint a couple of ours but the bottom line is I should just go to the store and pick something new out. The ones I have are certainly not in the same category as yours.
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24 minutes ago, retiredgram said:
I see CC took out my word associated with a pin stab. Sorry if anyone was offended. That was never my intention or thought.
I thought this was another one of the word games we play on CC. I guess I just wasn't on at the right time to see the word so no offense.
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4 hours ago, George C said:
My day just got better , wife got her first shot yesterday and we will celebrate her big birthday which is on July 4th in a royal suite on Celebrity sailing out of St Maarten.
Congrats on all three, especially the last one. I'm jealous!
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Why do you anticipate it the fish and chips vs. going back to JR? Are they/did they do away with JRs ? Sorry if it is a dumb question, this coming from someone who has not been on a RC ship in 4 years.
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15 minutes ago, Tm4646 said:
Thank you everyone! While I am not that concerned about food, my - italian - husband plans his whole cruise around what he's planning to order at which restaurant on each night. Even still, we can be flexible but we are going with first-time cruisers and want the experience to be great for them so we wanted to be as knowledgeable as possible. Thanks for all your input!
LOL. I'm right there with your husband. Only thing that messes me up is when they change the menu every 5 years or so.
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13 minutes ago, singinalot said:
just got word my financing officially cleared and our offer for the house in FL was accepted 😭😭😭
oh and they already have a renter for us
things could still go wrong but one step closer! it has not stopped snowing here all month. over it.
Congratulations. How exciting!
More details (aka photos) please. I like to live vicariously through others. How did they get a renter for you?
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They also had a fantastic cafe right there at 270 that offered breakfast and lunch items. You could stay all day in that area. Does anyone know if they keep that dining option when they moved the ship?
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28 minutes ago, LHARTWICK said:
Started looking through pics via the review link above. OMG! This ship is GORGEOUS!
It sure is. We were on it when it first came out and not only was it gorgeous but the food was amazing. I think they played around with the dining so YMMV but the views out the front and back would make out for it.
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4 minutes ago, lenquixote66 said:
I never lived in Twin Peaks,only NY😀
Sorry for the confusion. I was trying to place the location and you said you were a "resident" there.
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2 minutes ago, Lionesss said:
Another show we used to watch on Sunday Evenings as a family was something on the line of
Mutual of Omahas wild kingdom...................not exactly sure on the title.
We enjoyed it.
I was a youngster back then. What was the show's jingle? I'm sure someone remembers it.
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26 minutes ago, lenquixote66 said:
Where did I reside when ?
Sorry, I was asking about the location of Twin Peaks. I just google the show.LOL
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Oh, my memory is coming back. How about Northern Exposure?
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14 minutes ago, lenquixote66 said:
One of my daughters lives in upstate NY and often will find bears at her front door.
Now that would freak me out big time. We had one about 3/4 mile away last year in a very busy area backed up with woods. I was hoping he would go back in the woods and keep going the other way.
Coyotes are a regular sight these days. My neighbor just bought me a new whistle, I lost my original but back then the sightings were rare.
I need to look up Twin Peaks. Len, where did you reside?
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I must have had my head in the books a lot, I have heard of almost all shows, but never really watched much. Kind of like now, except I know where I spend a lot of time these days.
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I didn't do too many activities with my little pigs, mostly because my mother had dogs then and still. I might have lost one every now and then but they showed up within a day.
We also had big pigs but at the end of each year Lucy, or Pig or Pen (only names I can remember) ended up as bacon. Same thing with the chickens or turkeys or whatever else my parents decided to try out.
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Are the deer that accustomed to people? Ours spook at the sound of a kitchen cabinet closing even with the windows shut.
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4 hours ago, Sunshine3601 said:
Eric loves when I squeal like a guinea pig. Its been a talent of mine for many years - LOL!
We should have a contest. My daughter thinks they are gross, I have to tell her how cool they are and then demonstrate their cool squealing sound. Our lab freaks out when I do, she does not like that sound at all.
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Royal Caribbean Cruisers -- How Are Things Where You Are? (was "Routine" 😁 day in lockdown... how was yours?)
in Royal Caribbean International
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Andrew,
I would have bought that Mercedes but the car would not stand a chance on the roads in RI. '
Those potatoes looked delicious, I could help Owen out if he wasn't up to the task.
Lionnesss,
Congrats on getting your home decorating finished. I would to hire some help to get all that crystal cleaned. Best of luck with the upcoming wedding!
Bobmacliberty,
What a mess. I am so paranoid when I break a glass. This looks like a nightmare!