JPH814, if you would like to add it to the spreadsheet, I am in the US. And for those who have wondered how many refunds may be related to opening a credit card dispute, we did not initiate a dispute.
I am puzzled by those who have had the FCD refunded as well. We used an FCD when we booked our June 27 cruise; when we canceled in late March, we were in the 15% penalty phase and a few days from getting to the 50% penalty. Seabourn didn't cancel the cruise completely until a few weeks later. We were told by both Seabourn and our TA that our FCD would go back to our Seabourn accounts, and