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chisoxfan

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  1. If only they could audit the Fed............
  2. Hey man I admire your optimism but for me the cruise vacation experience will be the last to 'recover' from this pandemic. I had booked a Jan, cruise after the virus hit and then re-thought things. We also could sit on the ship for a week 'in the old days'. Everyone is different and has a varied sense of what constitutes a relaxing and cost effective vacation. Watching the news for Covid updates and cruise cancellation prior to my cruise is not on my radar. Finally, from a financial perspective, I think cruise line bankruptcies are now creeping into focus. While not a major impact on our 'bankroll' we did wait over 90 days to get deposits returned for three cruises and I do not think this situation will be getting better. Again more of a frustration than anything but not conducive to a 'relaxing vacation'. I personally hope you post after your cruise telling all of us how great it was to be a cruise 'pioneer' after Covid. Best of luck.
  3. I won't echo your sentiments (you're crazy) but frankly I would be more worried if the cruise does happen. Who has any idea what cruising could be like? Shows, pools, and bars will have to have some type of restrictions. The itinerary may be different....departure cities may be under lock down. What health restrictions will be mandated before departure? Why pay good money for an unknown quantity which at the very best will not be close to the experience that has attracted us all to cruising? Frankly and honestly if I was offered this cruise for free I would not even think to sign up . Sorry to be so negative -I would love it if my recent travel plans could take place but not in the context of Covid.
  4. Yes, and I am more than glad to pay the nominal fee. We moved to MSC Yacht Club and HAL ships with Lido Cabanas precisely because of lack of chairs around pools and that is the case with X, NCL, Princess, and in reading postings, all the other mainstream lines. I cannot imagine how this pool situation will play out with social distancing requirements. I will agree the cabana space limits overall public spaces but welcome to modern cruising where lines seek profit by adding suite areas, specialty dining etc. Like the ballparks adding suites and high end seating taking away from the 'regular' seats, I really cannot see this trend ending and it is possibly expanded with Covid where (IMHO) the direction will have to be to fewer and more profitable passengers.
  5. Have to respectfully disagree with your Lido cabana assessment. We were on Eurodam and totally enjoyed our cabana. Not luxurious? Not sure what your expectations are (air conditioning ?) but had padded loungers, table and extremely prompt service to order drinks and meals! All of this for a nominal fee. Many passengers ogled the cabanas as they walked by in a 'jealous' manner and we had many questions as to how we got a cabana. My wife and I felt it the best 'secret' on this ship and we purposely booked a HAL B2B (sadly decided to cancel) in a large part due to these. That said we like to hang at the pool and are tired of the daily search for seating. I would think with the unknown COVID fallout, these could be especially valuable as pool capacity may have to be restricted. JMHO
  6. As posted I filed a dispute with my CC co. Holland America confirmed credits and they were applied within two weeks. Still no final confirmation from MSC. Looks as if they will stretch this out as long as they can.
  7. Maybe the public was more excited about the vaccine than the executives. https://www.cbsnews.com/news/coronavirus-vaccine-biotechnology-stock-market-investment-bubble/
  8. Not to alarm you but we got a refund in March from the IRS about two weeks after filing. The state of IL is another matter altogether. They feel it is OK to delay return monies owed (already months late)- which is a hilarious double standard (well maybe not so funny). When my out of state employer did not withhold state taxes from IL I always paid them in full on April 15. This was not good enough apparently and they came back at me with penalties for not withholding in advance. During this time of course there was amnesty for non filers, forgiveness, etc, etc, but no relief for the taxpayer who paid his taxes in full when owed, They finally stole the money (penalties) from an internet bank account. The monster has an insatiable appetite and not to sound insensitive but frankly sometimes I feel it more satisfying to stop feeding the beast and just retire. Of course I can only blame myself for winding up in this confiscatory (and bankrupt..... and corrupt) state. Sorry for the rant but good luck on your refund.
  9. Sorry but this doesn't make sense to me . The mechanism to initiate a credit cannot be that much more complicated than that required to initiate a payment ie. I can call MSC today and book a cruise and the deposit will show up same day on my CC. I can understand that MSC uses some less streamlined procedure internally to process refunds but that does not account for the extended times we are seeing. If I take a tool back to HDepot I have a credit on may card within a day. Clearly the lines are playing a cash flow game which we should not be subjected to. This being the case in light of what is going on I think the smart move is to initiate a dispute immediately. In the case of my MSC cruise I was told 30 days at cancellation and this went past 60 days until my dispute. I still have not seen (actual) funds but it will likely be a net 90 days before my CC is actually credited. So MSC has 'won' the game. They delayed my credit for 60 days and then will delay the response to the CC issuer for another month - free use of funds for a quarter. It is impossible for me to believe that this process can be so cumbersome that the lines can answer two and three calls from concerned cruisers who have cancelled and seeking their monies but cannot initiate the credit. Even giving the cruise line some benefit of the doubt (picturing an overworked clerk weighing through yard high piles of credit requests and stamping them 'approved' like some kind of cartoon from the 50's) their lack of a more streamlined, efficient process is not our fault and raises a trust level to many of us. JMHO
  10. Hello. I have posted here and on the MSC Board regarding the 'delinquent' refunds that 'everyone' is asking about. I finally did a CC dispute to move mine along. We had also planned to travel to France this Summer and unfortunately, we had to cancel this trip also. Having navigated the delayed and unknown waters of the cruise cancellations (all well within the time frame to receive deposit refunds) I saw that I had booked and prepaid in full a tour to the D-Day beaches. I am ashamed to admit that in the back of my mind I could see this refund be delayed or denied (I was well withing the cancellation period for full refund). Surely I felt, this is a small tour company who must be decimated by the Covid travel disruptions. I sent an e-mail and received an immediate response from the "CEO' who said I would receive my refund within 7 days. It showed up 5 days later. I followed up with a note thanking him for his timely refund and an appreciation of how difficult these times must be for him and commented also on my cruise refund adventures. He replied back to me as follows: Brad I came in to the world with nothing but I plan to leave with a lot. I don’t mean money! We are all human and I prefer to lose my business than keep money that is not mine. I was raised in a poor family but I was always taught to do the right thing. Despite all the stress worldwide, somehow though, I have this feeling deep down that the world is changing and we are all destined for a brighter, healthier and more loving world. I send you my love to you and your family. Kind regards, This was a poignant note to me and struck a chord. This gentlemen clearly was not educated in our business schools (likely a positive) and it is doubtful to me he could claw his way upwards in management of the large cruise lines we patronize. Our Country seems to be abandoning small businesses while we bail out and coddle the most 'connected' companies which concerns me greatly. Anyway my intent was not to get into a debate regarding the state of 'big business' but rather to share this refreshing and honest reply by a very small company with good moral compass. Peace and Health.
  11. Hello. I have posted here and on the HAL Board regarding the 'delinquent' refunds that 'everyone' is asking about. I finally did a CC dispute to move mine along. We had also planned to travel to France this Summer and unfortunately, we had to cancel this trip also. Having navigated the delayed and unknown waters of the cruise cancellations (all well within the time frame to receive deposit refunds) I saw that I had booked and prepaid in full a tour to the D-Day beaches. I am ashamed to admit that in the back of my mind I could see this refund be delayed or denied (I was well withing the cancellation period for full refund). Surely I felt, this is a small tour company who must be decimated by the Covid travel disruptions. I sent an e-mail and received an immediate response from the "CEO' who said I would receive my refund within 7 days. It showed up 5 days later. I followed up with a note thanking him for his timely refund and an appreciation of how difficult these times must be for him and commented also on my cruise refund adventures. He replied back to me as follows: Brad I came in to the world with nothing but I plan to leave with a lot. I don’t mean money! We are all human and I prefer to lose my business than keep money that is not mine. I was raised in a poor family but I was always taught to do the right thing. Despite all the stress worldwide, somehow though, I have this feeling deep down that the world is changing and we are all destined for a brighter, healthier and more loving world. I send you my love to you and your family. Kind regards, This was a poignant note to me and struck a chord. This gentlemen clearly was not educated in our business schools (likely a positive) and it is doubtful to me he could claw his way upwards in management of the large cruise lines we patronize. Our Country seems to be abandoning small businesses while we bail out and coddle the most 'connected' companies which concerns me greatly. Anyway my intent was not to get into a debate regarding the state of 'big business' but rather to share this refreshing and honest reply by a very small company with good moral compass. Peace and Health.
  12. Well, I don't know if the Moderna vaccine will be successful but the CEO sure pumped up the value of his stock! https://www.statnews.com/2020/05/19/vaccine-experts-say-moderna-didnt-produce-data-critical-to-assessing-covid-19-vaccine/
  13. Appreciate the optimism in these challenging times and initially shared a similar positive sentiment. In March we booked a B2B for January 2021 thinking certainly things will be back to normal by then . My wife (as is typical) then talked some sense into me. The bottom line is that we won't understand the product we are 'buying' for some time yet which I don't see as a good bet. Severe health related boarding restrictions, mask requirements, restricted public areas. modified itineraries, and perhaps even changes of ships and even disappearing lines. Additionally, although hopefully less likely in the future, the history of violently sick cruise 'nomads' in their tiny cabins seeking a refuge port is difficult to shake. We all know some dynamic changes are coming. Until we are certain how they will impact the cruise experience and we gain a consensus from early 'pioneer (sounds better than guinea pig) cruisers' reports we will sadly refrain from cruising. The poor response of the cruise lines in returning monies has also, in my opinion, not strengthened the case for going 'all in' at this point. I know we collectively hope for an effective treatment, vaccine, etc. to bring our favorite vacation back to its former glory.
  14. I was being (in my mind) 'patient' waiting for return of a deposit for a cancelled MSC Jan. cruise... first was told 30 days for credit and then 60 with no follow up by MSC or refund. I finally contacted my CC issuer and asked to be credited for this cruise along with two HAL cruises. In the case of the HAL cruises which were booked under 60 days ago I could do a dispute on line. For my MSC cruise deposited last year I had to call to initiate the dispute which was not an issue except for time on the phone. In retrospect I am thinking I was stupid to wait past 30 days before disputing - the smart thing to do was to dispute immediately when the cancellation is made. As stated by many posters this is a business transaction. Somehow I don't think MSC or any cruise line would be understanding if I asked for 'another month' to make a final cruise payment nor would I expect them to do this. As an aside I cancelled a trip to France upcoming in July. I received prompt and friendly cancellation confirmations immediately. One D-Day tour I booked and paid approx 250 dollars upfront for I thought might be an issue. Certainly. I reasoned, this is a small tour company that must be decimated by the crisis and if the billion dollar cruise lines cannot raise enough money to refund customers promptly, what can I expect from this small tour company. I was pleasantly surprised to receive an immediate reply with the promise of a full refund within 7 days.
  15. Glad it worked out. I had similar experience a month ago. No wait. The very friendly agent told me she was working from home and (surprising to me) said she had a reduced work week.
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