Kiwi Kruzer Posted June 10, 2012 #26 Share Posted June 10, 2012 Up until now in NZ , all ATM's have been run by banks and fees are charged according to each banks policy. However , lately "Private" ATM's have been starting to pop up all over the place and while I have not used them , I have heard that their fees are fairly steep. Link to comment Share on other sites More sharing options...
Rare 3rdGenCunarder Posted June 12, 2012 #27 Share Posted June 12, 2012 If you are travelling from the US and want to change to AUS and/or NZ $ check with your bank for the ATMs where you will not be charged an additional fee above the exchange rate. We bank with BofA and they have agreements with banks in AUS regarding this and gave us a list of locations in the airports and different cities. The fees can add up and this is a real savings for us. ~~Judy We use BofA, too, and always check their website to find their foreign "partners" so we can avoid the fees. We changed about $600 at the bank before we left so that we would have some local money when we arrived. They don't charge a fee to change currency the way travelex does. Their partner bank in Australia is Westpark or some name like that. (3 months after the trip, and I can't remember, that's pretty sad). We did get $50 bills at an atm at the bank. Fortunately, the bank was open, and I took the $50s inside and asked to get a mixture of bills. Link to comment Share on other sites More sharing options...
celle Posted June 12, 2012 #28 Share Posted June 12, 2012 Their partner bank in Australia is Westpark or some name like that. Westpac. Link to comment Share on other sites More sharing options...
Rare 3rdGenCunarder Posted June 12, 2012 #29 Share Posted June 12, 2012 Westpac. Thanks for the correction. I just remembered to look for the red W. :o Link to comment Share on other sites More sharing options...
cassamanda Posted June 13, 2012 #30 Share Posted June 13, 2012 We use BofA, too, and always check their website to find their foreign "partners" so we can avoid the fees. We changed about $600 at the bank before we left so that we would have some local money when we arrived. They don't charge a fee to change currency the way travelex does. Their partner bank in Australia is Westpark or some name like that. (3 months after the trip, and I can't remember, that's pretty sad). We did get $50 bills at an atm at the bank. Fortunately, the bank was open, and I took the $50s inside and asked to get a mixture of bills. The "Bank" ATMs will have a list of partner banks on the ATM. You won't pay a fee for partner banks but you will for non-partners. The commercial ATMs are mostly found in clubs, pubs and convenience strores and will charge a fee regardless of the card you use. To get smaller notes - enter an odd amount in. Link to comment Share on other sites More sharing options...
partymarty4878 Posted July 6, 2012 #31 Share Posted July 6, 2012 the only note thats a hassle would really be the $100 anyway, and the only ATM's I've ever seen that spit out $100's are in casino's Link to comment Share on other sites More sharing options...
ceejay3377 Posted July 10, 2012 #32 Share Posted July 10, 2012 If anyone is looking to avoid bank charges, you can also get cash out with any EFTPOS transaction at all our major supermarkets. Most large supermarkets don't have a minimum spend, so you could buy a packet of chewy and withdraw $200 ;) We have a small business, with most of our takings in cash, and we very rarely see $100 notes. Very few people withdraw cash from the bank (which is pretty much the only place you can get them) because many are starting to charge for the human interaction :p Cheers, Carina Link to comment Share on other sites More sharing options...
Happy Cruiser Posted July 10, 2012 #33 Share Posted July 10, 2012 We will have an overnight in Auckland before our cruise. My plan is to use the HOHO bus and get a meal or two. Will I be able to use my credit card or will I have to get New Zealand money? Carolyn Link to comment Share on other sites More sharing options...
cjm66 Posted July 10, 2012 #34 Share Posted July 10, 2012 We will have an overnight in Auckland before our cruise. My plan is to use the HOHO bus and get a meal or two. Will I be able to use my credit card or will I have to get New Zealand money? Carolyn The meals should be no problem unless you choose fast food outlets - most restaurants and cafes will take credit card - usually displayed in window or at cashiers desk - just ask. The Explorer bus is cash only on the bus - credit card OK if you prebook on line and probably if you buy from one of the Information Sites - Just as easy IMO to use your card in a Cash Teller and get enough NZ to cover the Explorer Bus. Link to comment Share on other sites More sharing options...
The_Big_M Posted July 10, 2012 #35 Share Posted July 10, 2012 We have a small business, with most of our takings in cash, and we very rarely see $100 notes. Very few people withdraw cash from the bank (which is pretty much the only place you can get them) because many are starting to charge for the human interaction :p The issue isn't dealing with banks, but note availability. $100s are hoarded and they are not circulated much (not that they're not available, but they're just harder to get). I regularly use the bank and prefer 100s when dealing with high transactions, but often $50s is all I can get easily. Link to comment Share on other sites More sharing options...
Grumpy100 Posted July 13, 2012 #36 Share Posted July 13, 2012 We went to Australia and New Zealand in 2009 and I asked the same question. If you have never been there how are you supposed to know. I asked if they celebrated Thanksgiving all over the world including Australia and New Zealand because we were traveling during that time and got some sarcastic answers back. No they do not celebrate Thanksgiving because that is an American holiday but we did get Turkey and dressing on board the Sun Princess on Thankskgiving Day. I thought that was pretty cool. Just exchange New Zealand money and Austrlian money before you leave because most places will not accept the US dollar. Or use your ATM card to exchange or your credit card and just charge. We used our Capital One card and there was no exchange fee at all. It was one of the best vacations we ever had sailing from Sydney to New Zealand and back so enjoy. Happy sailing. :) Link to comment Share on other sites More sharing options...
Happy Cruiser Posted July 15, 2012 #37 Share Posted July 15, 2012 Thanks to all of you for your advice. I will get some NZ money at the airport and go from there. Link to comment Share on other sites More sharing options...
Cruisinetta Posted July 16, 2012 Author #38 Share Posted July 16, 2012 Wow, so much info. Thanks. I think I just might get my bank to get the Austalian/New Zealand money before I even set foot on land. Seems to be the easiest solution. CeeJay, just bring some of your money for me. :D Link to comment Share on other sites More sharing options...
celle Posted July 16, 2012 #39 Share Posted July 16, 2012 The issue isn't dealing with banks, but note availability. $100s are hoarded and they are not circulated much (not that they're not available, but they're just harder to get). I regularly use the bank and prefer 100s when dealing with high transactions, but often $50s is all I can get easily. Ah, that's why I've never seen a $100 note! You're hoarding them all! ;) Link to comment Share on other sites More sharing options...
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