Thelongos Posted August 26, 2016 #1 Share Posted August 26, 2016 Hello all, The Chase Sapphire Reserve (CSR) card became available on Monday, this is not to be confused with the Chase Sapphire Preferred (CSP) card. Mine arrived today and I came here to see if anyone knew about the medical/evac insurance associated with it? I didn't know when I applied and this could be a way to save money by not purchasing supplemental medical/evac/trip cancellation etc. I got the card for the 3x points on dining/travel but mostly because the points are worth 50% more (only 25% with CSP) when booking through Chase's Ultimate Rewards site. I plan to transfer other UR account points (business/personal) to this reserve account on a regular basis as they go 25% further with travel. You can see the difference on travel insurance, between the CSR and CSP cards here. There is a high $450 annual fee with the CSR card but it comes with a 100k bonus point offer (that's $1,500 in travel) plus it comes with an annual $300 travel credit you can use towards any travel (not just baggage like AMEX plat card, but hotels etc). In effect, the travel credit brings the fee down to $150/year (if you spend more than $300 on travel per year). It also has TSA prep fee coverage, airport lounge access and "primary" auto CDW coverage. Here are more bennies it comes with: I have cancelled my AMEX platinum card as this reserve card now offers similar (but better) benefits with less cost. I am also going to downgrade my CSP card to a Freedom Cash. I believe a lot of the CSP members buy supplemental medical/evac insurance but, depending on your needs, you may be okay with this card's benefits. I hope I save someone some money... :) Link to comment Share on other sites More sharing options...
rmats Posted November 28, 2016 #2 Share Posted November 28, 2016 Using this card's benefits to pay for almost all of my next cruise. It is unbeatable. Link to comment Share on other sites More sharing options...
Hsmama Posted December 9, 2016 #3 Share Posted December 9, 2016 I know it provides some good coverage, but I believe extra cruise insurance would be needed,right? I was wondering the same thing myself Link to comment Share on other sites More sharing options...
icem86 Posted December 11, 2016 #4 Share Posted December 11, 2016 Sounds like a great deal. I only travel once every couple years, so not sure it fits my profile. But for several people on these boards, a great deal. Link to comment Share on other sites More sharing options...
Hsmama Posted December 13, 2016 #5 Share Posted December 13, 2016 ...and.... even better..... the $300 travel credit is per calendar year. Booked cruise in December, paid deposit. got statement credit. Will use it again to pay balance in the new year. Bam. Another credit = $600 discount just for using it. Already more than paid for itself,plus the 100,000 points. Link to comment Share on other sites More sharing options...
LizzyDragon Posted December 23, 2016 #6 Share Posted December 23, 2016 ...and.... even better..... the $300 travel credit is per calendar year. Booked cruise in December, paid deposit. got statement credit. Will use it again to pay balance in the new year. Bam. Another credit = $600 discount just for using it. Already more than paid for itself,plus the 100,000 points. Lol! I'm doing the same thing. $600 cash for $450 fee more than paid for this card. Plus, I also used the $100 credit they offer for Global Entry, so I'm already $250 ahead. And I haven't even used the points or the lounge access yet. I've been a credit card churner for years, and this is one of the best deals I've ever seen on a card. Link to comment Share on other sites More sharing options...
ZSandy25 Posted January 26, 2017 #7 Share Posted January 26, 2017 I was just at my Chase branch today to update them on upcoming travel and destinations. I also wanted to inquire about the Chase Reserve card (presently hold the Sapphire Card). Presently in the Branch you will receive the 100,000 bonus points but our banker told us this card has been very poplar and in March the bonus points will drop to 50,000 points. She also explained that if you go to the Chase website you will see the drop in points to 50,000, but if you sign up at the branch before March you will still receive the 100,000 points but this will be changing in March. I was able to transfer all my Sapphire points over to the Reserve card along with my line of credit. Just wanted to pass this along to any of you who may have been looking at this card. Link to comment Share on other sites More sharing options...
jimdicap Posted May 5, 2017 #8 Share Posted May 5, 2017 I know I am late to the party here, but has anyone booked a cruise using the cards travel site? I just signed up and was curious how you felt about the pricing, flexibility, or any other observations compared to a traditional channel. Link to comment Share on other sites More sharing options...
beanerab Posted June 30, 2017 #9 Share Posted June 30, 2017 Hi everyone We are looking into getting this card and we are booked on an upcoming cruise that my parents have paid for (I know pretty lucky). What I am wondering is if I can transfer my points to the new reserve card and then use those points at 1.5 to pay for our excursions through the chase travel website. TIA! Link to comment Share on other sites More sharing options...
Thelongos Posted June 30, 2017 Author #10 Share Posted June 30, 2017 Hi everyone We are looking into getting this card and we are booked on an upcoming cruise that my parents have paid for (I know pretty lucky). What I am wondering is if I can transfer my points to the new reserve card and then use those points at 1.5 to pay for our excursions through the chase travel website. TIA! Hi, the good news is you can transfer your Ultimate Reward points to your Reserve card and get that 1.5x point purchase rate for buying a cruise, hotel, airfare or cars, but I honestly have no clue about excursions. I'm assuming yes, but you'd have to check with Chase. Link to comment Share on other sites More sharing options...
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