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Missing Cruise connection en route


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I am sure people are familiar with concept of Pier runner. Lets say if you miss your cruise connection while on cruise. What kind of insurance do you need? This does happen.


Trip Interruption

Trip Cancellation (most likely your trip going to go cancel)

Trip delay

or something else


Does insurance purchased from Cruise line at time of booking cover this clause. Or need also to have Cancellation for Any reason?

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If you are asking about not returning to the ship on time while in port, it depends on why you missed the ship. If you are simply late, no one will cover that. Ask your independent tour operator if they guarantee your timely return.


Otherwise, trip interruption will apply for a covered reason as defined in the policy. And, yes, cruise line insurance includes it. 

FYI: Cancellation and CFAR provisions are pre-departure benefits, not applicable once travel has begun.  Trip Delay is an en-route benefit.

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Pier Runner is depends who do you ask. You can can claim you stuck in traffic or your watch missed Time zone adjustment. Or you simply did not return.


What is difference between Trip Delay or Trip Interruption? How do I know if this perk (pier runner) is included in insurance. This happens quite often as people miss cruise at port mid way). I don't have Travel  agent and I will buying online on my own. Is there particular insurance language for this mishap and under which section?



Thanks for clarification on Trip Cancellation or CFAR.

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Late is late - not covered. No policy covers pier runners who can’t tell time.


Trip Delay applies if you are on the way to your cruise but prevented from travel due to one of the hazards defined in the policy such as a flight cancellation. It pays for hotel and meals up to the policy limit until travel resumes.


Trip Interruption applies if you are not able to complete the trip for a covered reason such as an accident or illness. It pays for the unused part of your trip and transportation home.

Since you are new to trip insurance, I do not recommend the Do-It-Yourself method of buying a policy. Call The Trip Insurance Store to discuss the details of your trip and concerns you have to help them identify the best coverage for you. There are way too many pitfalls to go it alone.


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