I am glad that others had positive experiences with Allianz, but my experience was vastly different- I submitted document after document, only to be told after a full year that the claim was denied because it was “timed out.” Granted, it was during covid, yet this claim had nothing to do with covid. But because of the huge delays in processing, they took forever to get back to me, and then denied in the end because of elapsed time. Quite frustrating. Also know they are not primary insurance, they will only cover what your usual insurance does not.