@Ourusualbeach one last question. I am finalizing plans - cruise is May 17. My companion who is the no show is in a 28-day inpatient alcohol rehab program. I do have the travel insurance that the online TA offered. I am going to try to get a full refund of the one cruise fare.
Should I file with the insurance company now, or after the cruise is over? I feel like it's hard to file anything for a cruise the companion has not missed yet.