There is no set amount of money. Once you have gambled once on a cruise and accumulate 800 points you get a free cruise, 2500 points is choice level and 25,000 points is signature, and so on upward. Works like land based casinos with yearly tier credit and status. Points add up over a year. They randomly send lists of free cruises weekly that you have to choose by a certain date. I don’t have unlimited travel time, so from the free choices, I would like to pick the best option for me. Back to your question, the $$ spent to reach 800, 2500, 25,000 etc if you don’t win at all, I think is $5 for 1 point. Which is a ton of money to spend, but if you like gambling and spend the winnings, $100 or $1000, you quickly reach 800 for a free cruise. 2500 points gives you free drinks in the casino for the year. 25,000 points gets free internet in addition to drinks. Points add on for a year and guarantee you one free 7 day cruise a year in addition to the offers mailed/emailed throughout the year. They like to fill cruises to capacity with gamblers. If you’re smart, you can go on many cruises for way less than the cost of paying for them.