Question abou CruiseCare cancel for any reason.

[freedom1114]

We have booked a short cruise onboard Majesty for February. We bought CruiseCare at the time of booking.

 

Depending on weather and how we feel, we may cancel. As far as I can tell, the contract says cancel for another reason refunds 75% of the cruise price in the form of a credit towards a future cruise, regardless of the cause of cancellation. That would be fine if we had to lose 25% of $300. But more, we would not risk it.

 

Do I have this correct or should we cancel before final payment if unsure if we wil take the cruise.

 

I hope my question is clear! Thank you all :Embarassed:

[MattInFLL]

My work can be unpredictable so I book their cruisecare insurance for the cancel for any reason part of it. I have asked this question and that is the answer I have received: cancel for any reason during the maximum penalty period and get a credit for a future cruise for 75%.

[cruisinfanatic]

We have booked a short cruise onboard Majesty for February. We bought CruiseCare at the time of booking.

 

Depending on weather and how we feel, we may cancel. As far as I can tell, the contract says cancel for another reason refunds 75% of the cruise price in the form of a credit towards a future cruise, regardless of the cause of cancellation. That would be fine if we had to lose 25% of $300. But more, we would not risk it.

 

Do I have this correct or should we cancel before final payment if unsure if we wil take the cruise.

 

I hope my question is clear! Thank you all :Embarassed:

you have it right

[Coralc]

Ummm...it doesn't exactly work that way. It would really be easier if you cancelled before the 60 day mark.

 

Their cancellation policy is:

 

Cruise Length

Days to Departure

Charges Per Person

 

1 - 5 Nights

60+ No charges

59-43 Deposit amount

42-29 50% of total price (taxes & fees excluded)*

28-15 75% of total price (taxes & fees excluded)*

14 or less No refund except for taxes and fees

* or deposit amount, whichever is greater.

 

Based on your $300 example. First subtract the cost of the insurance that won't be refunded. So...$300 -$58 = $242.

 

I believe the deposit on a 1-5 night cruise is $100 per person. So if you cancel at 59 to 43 days, you will receive a refund of $42 and then you will have to submit a claim to receive a credit of 75% of $200. (your non-refundable deposit)

 

Your cash refund amount will go down and your insurance claim credit amount will go up slightly the longer you wait to cancel...it's just me, but I wouldn't really want to hassle with it. If I knew I wasn't going I would just cancel.

 

If it is 14 days or less when you decide not to go, you will receive a refund of taxes and fees and will be submitting a 75% credit claim for the balance paid (less insurance) :)

[royalcruz]

Ummm...it doesn't exactly work that way. It would really be easier if you cancelled before the 60 day mark.

 

Their cancellation policy is:

 

Cruise Length

Days to Departure

Charges Per Person

 

1 - 5 Nights

60+ No charges

59-43 Deposit amount

42-29 50% of total price (taxes & fees excluded)*

28-15 75% of total price (taxes & fees excluded)*

14 or less No refund except for taxes and fees

* or deposit amount, whichever is greater.

 

Based on your $300 example. First subtract the cost of the insurance that won't be refunded. So...$300 -$58 = $242.

 

I believe the deposit on a 1-5 night cruise is $100 per person. So if you cancel at 59 to 43 days, you will receive a refund of $42 and then you will have to submit a claim to receive a credit of 75% of $200. (your non-refundable deposit)

 

Your cash refund amount will go down and your insurance claim credit amount will go up slightly the longer you wait to cancel...it's just me, but I wouldn't really want to hassle with it. If I knew I wasn't going I would just cancel.

 

If it is 14 days or less when you decide not to go, you will receive a refund of taxes and fees and will be submitting a 75% credit claim for the balance paid (less insurance) :)

If cruisecare is supposed to refund a 75% credit for cancelling for any reason I don't see why it matters when you cancel and what the regular cancellation policy is.

[Coralc]

If cruisecare is supposed to refund a 75% credit for cancelling for any reason I don't see why it matters when you cancel and what the regular cancellation policy is.

 

It would be very different if you were talking about a $3000 cruise. I was just trying to provide clarification.

 

It does matter when you cancel. If you are just looking for a 75% credit. Then as Matt mentioned, cancel during the maximum penalty period because you will get 75% future cruise credit for the amount, less insurance and a refund of taxes & fees.

 

Your insurance costs go up based on the cruise price. It depends on whether you are looking for cash back or a credit.

 

Personally...I would prefer not to have to lose any money or fill out the claim forms at all. And I have completed the claim forms for my mother. And that was my response to the OP.:rolleyes:

[royalcruz]

I get it now. Thanks. :)