casino chips question

[cadmille]

It seems that I read on the board that you could charge up to $1500.00 dollars a day up to a maximum of $5000.00 a cruise to your on board account, is this true? how do they pay this to you in cash, chips or marker.

 

I know it seems like a silly questions but I'm trying to find out if I can get a cash advance against my NCL Mastercard with out having to pay any fees and still get the 4% on my card.

 

Am I going about this the hard way, we just received our cards (TWO days after our final payment was due) and I'm trying to find as many ways as possible to use it where I would have used a debt card, check or heavens forbid cash. :confused:

[shoreguy]

It seems that I read on the board that you could charge up to $1500.00 dollars a day up to a maximum of $5000.00 a cruise to your on board account, is this true? how do they pay this to you in cash, chips or marker.

 

I know it seems like a silly questions but I'm trying to find out if I can get a cash advance against my NCL Mastercard with out having to pay any fees and still get the 4% on my card.

 

Am I going about this the hard way, we just received our cards (TWO days after our final payment was due) and I'm trying to find as many ways as possible to use it where I would have used a debt card, check or heavens forbid cash. :confused:

 

You get it in chips that you can cash out at the window. Yes you wil get 4% credit on your card.

[3dblouder]

It seems that I read on the board that you could charge up to $1500.00 dollars a day up to a maximum of $5000.00 a cruise to your on board account, is this true? how do they pay this to you in cash, chips or marker.

 

I know it seems like a silly questions but I'm trying to find out if I can get a cash advance against my NCL Mastercard with out having to pay any fees and still get the 4% on my card.

 

Am I going about this the hard way, we just received our cards (TWO days after our final payment was due) and I'm trying to find as many ways as possible to use it where I would have used a debt card, check or heavens forbid cash. :confused:

 

If I'm correct the money you charge in the casino to your card is a cash advance therefore no 4% you pay them 3% plus APR for Bank and ATM Cash Advances:19.99%.

there is also a limt to how many points a month you can Earn up to 250 points per month and up to 1,000 points each Year.

3dblouder

[shoreguy]

If I'm correct the money you charge in the casino to your card is a cash advance therefore no 4% you pay them 3% plus APR for Bank and ATM Cash Advances:19.99%.

there is also a limt to how many points a month you can Earn up to 250 points per month and up to 1,000 points each Year.

3dblouder

 

Not a cash advance - it just shows up as part of your onboard account. If you want you can get a cash advance on any card but you pay the fee and lose the points.

[johnql]

Buying chips in the casino is NOT treated as a cash advance. It is treated by NCL just like any other shipboard charge. It will show up as a line item on your itemized onboard account, which can then be charged to your credit card at the end of the cruise.

[adbnva]

does the casino charge a fee for charging chips? princess had a$3 or so fee per $100. we will be on the majesty 11/12/2005. 1st ncl cruise since norway in the early 90s.

[shoreguy]

does the casino charge a fee for charging chips? princess had a$3 or so fee per $100. we will be on the majesty 11/12/2005. 1st ncl cruise since norway in the early 90s.

No fee - yet :rolleyes:

[goldmom]

If you charge the chips to your room to get the points for your credit and aren't planning to use them in the casino, wouldn't the casino get annoyed that you are basically using them as a ATM, or would they not even care? Also, wouldn't you be putting yourself in a situation where you'd be walking off the ship with an awful lot of cash in your pocket if you just keep cashing in chips?

[shoreguy]

If you charge the chips to your room to get the points for your credit and aren't planning to use them in the casino, wouldn't the casino get annoyed that you are basically using them as a ATM, or would they not even care? Also, wouldn't you be putting yourself in a situation where you'd be walking off the ship with an awful lot of cash in your pocket if you just keep cashing in chips?

 

Your could walk off with a lot of cash. The intent is not to just feed your account. If too many do that I expect we will see the fee. I am sure thay don't like the idea of paying the CC company for your cash.

 

They don't care about being an ATM it saves them from dragging all the bags of cash off the ship that the other passengers lost :eek:

[johnql]

Your could walk off with a lot of cash. The intent is not to just feed your account. If too many do that I expect we will see the fee. I am sure thay don't like the idea of paying the CC company for your cash

This is the exact reason I was given on Princess when I asked them to explain their 3% fee. As with most free services, if it gets abused, NCL will start charging a fee, too. Of course, we have no way of judging what constitutes abuse. Only NCL knows how many people are buying chips and not playing in the casino at all. For the time being, it's a great convenience.