Sorry, nosapphire this is not true.
Based on the questions you have answered, you have chosen not to select Saga Cruise Single Trip Travel Insurance. 98456
Magic of the Northern Lights [ SD130 ] K Grade £ 5024.00
Early Booking Discount - 35% £ -1785.00
UK Travel - Shared Car, Shared Car £ 0.00
Just for clarity this is an E deck midships cabin reserved after pre-reg phone call