So I just got WISE (formally TrustWise) bc my RBC account is garbage lol essentially, I am able to preload currencies from my RBC account and then I get a debit card to use internationally that automatically pulls those funds in the currency. I only paid a small conversion at the time of adding the funds to my wise account. I will be bringing my (hopefully, just applied for) home trust visa but the nomads use WISE with no problems. Def check into it. I currently have CAD, USD, Euros, and GBP on this one debit card. I can add money from my RBC as etransfer from anywhere and have access to my funds almost instantly.