If it's not one thing it's another.
My sister & BIL retired a little while back and had a whole series of travels arranged (land & sea) in Nth America & Europe which were all impacted by COVID. They got some money refunded, some as credits and some they will likely never see.
Move on and arrange a month in Europe from next week, the main feature being river cruise. Part of their trip was already changed due to situation in Ukraine. My sister has already started packing, and they get a call from TA - due to the low river levels the river cruise cannot go ahead, so they can still do the trip by bus! Not what they were wanting, so trip is off again!!!