Father diagnosed with emphysema yesterday

[wrg11]

Do all insurance plans provide coverage in the event that a non-traveling family member becomes seriously ill?

[chrysalis]

Not sure that anyone here can speak for "all" insurance plans.

[paul929207]

Are you talking travel insurance? Each policy is different. You need to check yours. Most do provide coverage if you have to cancel due to the illness of a close family member.

[cherylandtk]

Many (not all) provide coverage if a close family member (father qualifies) becomes hospitalized. Just being diagnosed with a serious illness is not hospitalization, however. As noted above, you need to check your specific policy and look under both the coverages section AND the definition section. Also, be aware that some policies apply the pre-existing conditions limitation to non-traveling family members, some do not.