DM_KidAtHeart Posted March 23, 2013 #1 Share Posted March 23, 2013 My ship sails on the 14th. I get paid on the 15th. I need cash to pay the balance for my AI resort for the day in Jamaica on the 16th. What are my options for getting cash with my Visa Debit Checkcard? If needed I can make sure to save the money from the 1st of the month check, but that will be troublesome. Suggestions? Link to comment Share on other sites More sharing options...
Clarea Posted March 23, 2013 #2 Share Posted March 23, 2013 My ship sails on the 14th. I get paid on the 15th. I need cash to pay the balance for my AI resort for the day in Jamaica on the 16th. What are my options for getting cash with my Visa Debit Checkcard? If needed I can make sure to save the money from the 1st of the month check, but that will be troublesome. Suggestions? There is an ATM on board the ship. The casino will also advance you cash against your on board account. They normally charge 3% for this. Link to comment Share on other sites More sharing options...
Coralc Posted March 23, 2013 #3 Share Posted March 23, 2013 There is an ATM on board the ship. The casino will also advance you cash against your on board account. They normally charge 3% for this. And the ATM is about $6 plus your bank fees. You can also cash one personal check for $200.00 at guest services. Link to comment Share on other sites More sharing options...
sdear Posted March 23, 2013 #4 Share Posted March 23, 2013 If the card you are securing your seapass with gives points, it might be better to take the advance from the casino. It doesn't show up as an "advance " on your credit card, but I think it shows like a purchase. Link to comment Share on other sites More sharing options...
kingsgirl Posted March 23, 2013 #5 Share Posted March 23, 2013 If you can save money from the 1st of the month paycheck, you could carry travellers cheques. Link to comment Share on other sites More sharing options...
DM_KidAtHeart Posted March 23, 2013 Author #6 Share Posted March 23, 2013 And the ATM is about $6 plus your bank fees. You can also cash one personal check for $200.00 at guest services. Ooo, I like this idea. Thanks everyone. Link to comment Share on other sites More sharing options...
DM_KidAtHeart Posted March 23, 2013 Author #7 Share Posted March 23, 2013 Not really clear on how the cash advance with the casino works. I just go ask them for some cash against my account? It will be the same card that our account is set-up with. Link to comment Share on other sites More sharing options...
lalalisa Posted March 23, 2013 #8 Share Posted March 23, 2013 Not really clear on how the cash advance with the casino works. I just go ask them for some cash against my account? It will be the same card that our account is set-up with. You won't need your credit card, just your seapass card. Just go to the Cashier in the casino and request some cash...that simple. The amount will show up on your account that has to be paid at the end of the cruise. Link to comment Share on other sites More sharing options...
elleluv Posted March 23, 2013 #9 Share Posted March 23, 2013 You won't need your credit card, just your seapass card. Just go to the Cashier in the casino and request some cash...that simple. The amount will show up on your account that has to be paid at the end of the cruise.[/quote] Just to be clear... the amount that will show up on your Sea Pass Account will be the amount you draw out, plus the 3% charge. Cashing a check at Guest Services is the only fee free option... Link to comment Share on other sites More sharing options...
lalalisa Posted March 23, 2013 #10 Share Posted March 23, 2013 Yes, plus the 3%, that's correct. The amount will be on the slip that you sign at the cashier window, so no surprises. Link to comment Share on other sites More sharing options...
Coralc Posted March 23, 2013 #11 Share Posted March 23, 2013 Not really clear on how the cash advance with the casino works. I just go ask them for some cash against my account? It will be the same card that our account is set-up with. You would like some cash against your account......."To gamble with" :) Link to comment Share on other sites More sharing options...
Beth C Posted March 23, 2013 #12 Share Posted March 23, 2013 $200 or less casino $201+ ATM I have luckily had all my ATM fees refunded by my bank from onboard withdrawals :) Link to comment Share on other sites More sharing options...
Paulxyz2004 Posted March 23, 2013 #13 Share Posted March 23, 2013 Just a heads up I´ve often seen the ATM to be out of order, so have a plan B if ATM is your Primary choice. I echo the comment about telling the Casino cashier it´s for gambling. Link to comment Share on other sites More sharing options...
SamFritz Posted March 23, 2013 #14 Share Posted March 23, 2013 Just a heads up I´ve often seen the ATM to be out of order, so have a plan B if ATM is your Primary choice. I echo the comment about telling the Casino cashier it´s for gambling. I've told the casino cashier I needed it to pay tips. ( That was the truth. ) no problem. Sent from my iPhone using Tapatalk Link to comment Share on other sites More sharing options...
bigque Posted March 23, 2013 #15 Share Posted March 23, 2013 Also check with your bank to see if they have an agreement with bank in the Caribbean. When I was in the Southern Caribbean my bank had such a agreement where no fees were charged if you used that particular banks ATM. I can't remember now which bank it was. Also it's good to let your bank know of your itinerary so they don't stop your card from being used because of unusual activity out of the country. I also have a separate account set up from my main account just to use on vacations and cruises. Link to comment Share on other sites More sharing options...
time4u2go Posted March 23, 2013 #16 Share Posted March 23, 2013 Just a heads up I´ve often seen the ATM to be out of order, so have a plan B if ATM is your Primary choice. I echo the comment about telling the Casino cashier it´s for gambling. You have to tell the cashier what it's for? Link to comment Share on other sites More sharing options...
nancronin Posted March 23, 2013 #17 Share Posted March 23, 2013 You have to tell the cashier what it's for? If they ask you, tell them it's for gambling. Somewhere it's written, that cash can only be taken from the Casino for gambling. I've never heard of anyone being refused but you never know when someone is sticking to the rules.:rolleyes: Link to comment Share on other sites More sharing options...
larka Posted March 23, 2013 #18 Share Posted March 23, 2013 You don't have to give them a reason. You want cash. No problem. They are happy to make their 3% Link to comment Share on other sites More sharing options...
barbie5401 Posted March 23, 2013 #19 Share Posted March 23, 2013 On ocassions I have received cash at the casino, the ATM charges were high with my bank. Also, I used my ATM card in Nassau to take out cash and later my bank put a freeze on it because I didn't tell them I was going out of country. Cash check easy and no charge. Link to comment Share on other sites More sharing options...
DM_KidAtHeart Posted March 23, 2013 Author #20 Share Posted March 23, 2013 Thanks again everyone. I'll bring the checkbook on board, but keep the casino option in mind just in case. Link to comment Share on other sites More sharing options...
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