Book what you feel comfortable affording. I would never pay thousands more for a suite, but others would and that’s their prerogative. I would never want a joyous trip to make me feel nervous or upset because I’ve overspent. I also research ports ahead of time and see if there are any excursions we want to take or if we can just walk around ourselves. It’s hard for me to justify $100 a person for a looped tour around a city on a coach bus. I feel better for that amount being driven to a waterfall or private beach. I won’t do specialty dining either. There’s a ton of good food on the ships that I’ve already paid for. I will never save money on tips though—I may be frugal, but I’m not cheap.