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  #1  
Old April 26th, 2012, 08:32 AM
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Default Travel insurance - Worldcare, or other recommendations

Looking for advice on travel insurance for the South Pacific.

I have purchased Worldcare before and thought they offered a good product at a reasonable price. Has anyone made a claim with them and was it a easy process?

We have used Covermore, and I wouldn't be bothered with them again, had a suitcase damaged by the cruiseline, and they didn't want to know about it. To me it defeated the purpose of having travel insurance.

Does anyone else have any travel insurance recommendations?
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  #2  
Old April 26th, 2012, 08:46 AM
thied thied is offline
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1 cover are great.
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Great cruise we have booked

Great cruises we have been on
Qld 7 nights Pacific Star Pacific Islands
7 nights Pacific sun 2008.
Pacific Islands Fiji 12 nights 2009
Pacific Dawn 2009.
NZ Diamond Princess 2009.
7 nights Celebrity Summit 2009.
NZ 14 nights Pacific Dawn 2010
Pacific Islands 7 nights Pacific Dawn 2010
Pacific Islands7 nights Pacific Dawn 12 jun 2010.
Pacific Dawn White Cloud Wonders Wellington to Brisbane part cruise on cruise W108.
Pacific Dawn 12 nights 09/04/2011.
Pacific Dawn 7 nights 04/06/2011
Pacific Dawn 9 nights 03/09/2011
Ocean Princess 11 nights 17/12/2011 from papeete.
Sun Princess nz 16/02/2012 from Brisbane.
Pacific Sun 19/03/2012 our last cruise on the old
Pacific Dawn 09/04/2012
LADY before she departs from P&O Australia
Pacific Dawn 01/05/2012 11 nights pacific
Pacific Dawn 04/09/2012
Pacific Pearl 28/2/2013
Pacific Dawn 30/04/2013
Pacific Dawn 03/08/2013
Pacific Dawn PNG Cruise 31/10/2013
28/12/2013 Pacific Pearl 12 nights
some of the great islands and places we have been to
Port vila, mystery island, Suva, savu savu, island of pines, penticost island, lifou, Auckland, Milford Sound, Tauranga, Akaroa,Dunedin,Wellington,
Barcelona, Cannes, Florence, Civitavecchia , Naples
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  #3  
Old April 26th, 2012, 08:55 AM
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Get a quote for a full 12 month travel policy and compare. It might surprise you.
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PAST CRUISES.
Fair sky. Uk- Sydney-1959 via suezcanal-32days.aged11
Britanis. Sydney- Uk-1974 via panama canal-30 days
Mikhail sholokhov- 1995-round new Zealand-14 days
Reef escape-yasawa islands/dateline-Fiji-2x7nights
Reef endeavor - great barrier reef/cape York-2x7nights
Fiji princess- fiji-blue lagoon cruises-6 nights
Murray princess. Paddle wheeler. Murray river. 4nights
River Nile cruise.2005. Egypt 4 nights
Reef endeavor- Fiji-captain cook cruises-7nights
Dawn princess- pacific cruise-may 2011-12days
Amalotus -Mekong river- nov 2011-7 nights
Yangzi explorer- yangzi river. Oct 2011-4nights
Voyager of the seas. N.Z. Dec 2012. 14 nights
COMING UP
Carnival legend. Christmas cruise. Dec. 2014. 11 nights
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Plus a couple of years as an engineer in merchant navy.
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  #4  
Old April 26th, 2012, 09:00 AM
thied thied is offline
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Quote:
Originally Posted by diy dave View Post
Get a quote for a full 12 month travel policy and compare. It might surprise you.
from who?
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Love Thied







Great cruise we have booked

Great cruises we have been on
Qld 7 nights Pacific Star Pacific Islands
7 nights Pacific sun 2008.
Pacific Islands Fiji 12 nights 2009
Pacific Dawn 2009.
NZ Diamond Princess 2009.
7 nights Celebrity Summit 2009.
NZ 14 nights Pacific Dawn 2010
Pacific Islands 7 nights Pacific Dawn 2010
Pacific Islands7 nights Pacific Dawn 12 jun 2010.
Pacific Dawn White Cloud Wonders Wellington to Brisbane part cruise on cruise W108.
Pacific Dawn 12 nights 09/04/2011.
Pacific Dawn 7 nights 04/06/2011
Pacific Dawn 9 nights 03/09/2011
Ocean Princess 11 nights 17/12/2011 from papeete.
Sun Princess nz 16/02/2012 from Brisbane.
Pacific Sun 19/03/2012 our last cruise on the old
Pacific Dawn 09/04/2012
LADY before she departs from P&O Australia
Pacific Dawn 01/05/2012 11 nights pacific
Pacific Dawn 04/09/2012
Pacific Pearl 28/2/2013
Pacific Dawn 30/04/2013
Pacific Dawn 03/08/2013
Pacific Dawn PNG Cruise 31/10/2013
28/12/2013 Pacific Pearl 12 nights
some of the great islands and places we have been to
Port vila, mystery island, Suva, savu savu, island of pines, penticost island, lifou, Auckland, Milford Sound, Tauranga, Akaroa,Dunedin,Wellington,
Barcelona, Cannes, Florence, Civitavecchia , Naples
8000 club heading to 10000 club
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  #5  
Old April 26th, 2012, 09:54 AM
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Quote:
Originally Posted by thied View Post
from who?
My understanding is all travel insurance companies will give you 12 month policy. Try it. They are spreading the risk over a greater period so maybe that's why they can be cheaper.
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PAST CRUISES.
Fair sky. Uk- Sydney-1959 via suezcanal-32days.aged11
Britanis. Sydney- Uk-1974 via panama canal-30 days
Mikhail sholokhov- 1995-round new Zealand-14 days
Reef escape-yasawa islands/dateline-Fiji-2x7nights
Reef endeavor - great barrier reef/cape York-2x7nights
Fiji princess- fiji-blue lagoon cruises-6 nights
Murray princess. Paddle wheeler. Murray river. 4nights
River Nile cruise.2005. Egypt 4 nights
Reef endeavor- Fiji-captain cook cruises-7nights
Dawn princess- pacific cruise-may 2011-12days
Amalotus -Mekong river- nov 2011-7 nights
Yangzi explorer- yangzi river. Oct 2011-4nights
Voyager of the seas. N.Z. Dec 2012. 14 nights
COMING UP
Carnival legend. Christmas cruise. Dec. 2014. 11 nights
---------------------------------------------------------------
Plus a couple of years as an engineer in merchant navy.
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  #6  
Old May 5th, 2012, 08:42 PM
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Quote:
Originally Posted by diy dave View Post
Get a quote for a full 12 month travel policy and compare. It might surprise you.
For the second year running we have a 12 month policy with Covermore. Admittedly we haven't had to make a claim (& I hope we never have to ) but the 12 month policy seems reasonably priced. It also covers us if anything happens while travelling within Australia (for holidays, business, etc) as long we're more than 200km from home. On their website you can choose how much cover, how much excess, what parts of the world you want cover for (cheaper if the Americas is excluded), etc.
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 Previous Cruises:
Feb 2014       Radiance of the Seas       11 Night South Pacific Cruise
Sept 2013      Radiance of the Seas       17 Night Trans-Pacific Honolulu to Sydney
Jan 2013       Voyager Of The Seas        14 Night New Zealand Cruise
Feb 2012       Rhapsody Of The Seas       14 Night Sydney To Singapore Cruise
Nov 2011       Rhapsody Of The Seas       11 Night Queensland Cruise
Feb 2011       Rhapsody Of The Seas       12 Night Fiji Cruise
Oct 2010       Legend Of The Seas          4 Night Indo China Explorer Cruise
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  #7  
Old May 5th, 2012, 09:20 PM
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I always pay with my credit card (which gives me points as well) and the c/c has a travel insurance which has always covered us at no cost.
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Sun Dream - Baltic Capitals 5*; Sun Dream - Jamaica Caribbean 4*; Sun Bird - Mediteranean 4*; Sun Dream - Jamaica-Teneriffe 4*; M V Isabella Nile 5*; Thompsons Topaz - Mediteranean 5*; Sun Dream - Teneriffe - Dubrovnic(with 91 year old MIL) 4*; Oriana - Norwegian Fjords 2003 3*; Aurora - Iceland and Fiords 2003 4*; Adonia - Brisbane - Hong Kong 2004 4*; M V Victoria - Yangtze 2002 5*; Pacific Sun - Vanuatu and Islands 2005 2*; Pacific Sky Pacific Islands 2*; M V Royal Star - Kenya - Seychelles 2006 6*; Legend/Seas - S'ton -Tampa 2006 4*; Legend/Seas - Tampa - Mexico 2006 4*; Infinity - Alaska Sep 2007 5*; Murray Princess - Murray River Xmas 2007 4*; Sun Princess Pacific Circle (76 days) July 2008 4*; Rhapsody/Seas 6/1/2009 Tasmania 4*; Dawn Princess 9/2/2009 New Zealand 3*; Dawn Princess Brisbane-Sydney 20/6/2009 1*; Rhapsody/Seas Sydney to Perth Oct 2009 5*; Royal Princess Amazon B2B 27th Feb &13th Mar 2010 5*; Sun Princess Africa & India 3rd May 2011 4*; Sun Princess Fijian Jewels March 2012 4* Diamond Princess Bangkok - Sydney 26/11/2012 4*; Grand Princess South America 26th Jan 2013 4*;Sun Princess Christmas 2013 New Zealand 4*; Island princess Panama Canal 5* 1st May 2014; Island Princess LAX-Vancouver 4* 16th May 2014; Sea Princess 17th Aug 2014 Fremantle to Singapore 3*, Sea Princess 1st Sep 2014 Singapore to Fremantle 3*
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  #8  
Old May 5th, 2012, 10:25 PM
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Quote:
Originally Posted by windsor26 View Post
I always pay with my credit card (which gives me points as well) and the c/c has a travel insurance which has always covered us at no cost.
Good reminder, we will be using our c.card and it too has free travel ins. Didn't pay on last cruise this way because they charged extra for using the card, now out online TA doesn't charge extra.
__________________
PAST CRUISES.
Fair sky. Uk- Sydney-1959 via suezcanal-32days.aged11
Britanis. Sydney- Uk-1974 via panama canal-30 days
Mikhail sholokhov- 1995-round new Zealand-14 days
Reef escape-yasawa islands/dateline-Fiji-2x7nights
Reef endeavor - great barrier reef/cape York-2x7nights
Fiji princess- fiji-blue lagoon cruises-6 nights
Murray princess. Paddle wheeler. Murray river. 4nights
River Nile cruise.2005. Egypt 4 nights
Reef endeavor- Fiji-captain cook cruises-7nights
Dawn princess- pacific cruise-may 2011-12days
Amalotus -Mekong river- nov 2011-7 nights
Yangzi explorer- yangzi river. Oct 2011-4nights
Voyager of the seas. N.Z. Dec 2012. 14 nights
COMING UP
Carnival legend. Christmas cruise. Dec. 2014. 11 nights
---------------------------------------------------------------
Plus a couple of years as an engineer in merchant navy.
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  #9  
Old May 5th, 2012, 11:25 PM
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Quote:
Originally Posted by windsor26 View Post
I always pay with my credit card (which gives me points as well) and the c/c has a travel insurance which has always covered us at no cost.

We do the same thing.

We only have to charge $500 each, to the card of the travel we are taking, to be covered. We try hard to avoid the Credit card fees if possible.

So if there is a surcharge, it is still cheap travel insurance. That means the most we ever have to pay for Travel Insurance is the surcharge (3%) cost of $30 Credit card fee, sure can't buy it for that price
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  #10  
Old April 26th, 2012, 09:07 AM
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Quote:
Originally Posted by Australian family View Post
Looking for advice on travel insurance for the South Pacific.

I have purchased Worldcare before and thought they offered a good product at a reasonable price. Has anyone made a claim with them and was it a easy process?

We have used Covermore, and I wouldn't be bothered with them again, had a suitcase damaged by the cruiseline, and they didn't want to know about it. To me it defeated the purpose of having travel insurance.

Does anyone else have any travel insurance recommendations?
We always use Travel Insurance Direct (TID) and have claimed 3 times for medical and once for an iphone that was accidentally taken for a swim. No problems at all. Use the code TIDthanks and you receive 10% discount.

Kerry
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  #11  
Old April 26th, 2012, 09:39 AM
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I was reading insurance policies recently and there was something in Worldcare's that bothered me enough to cross it off the list. to be honest I can't remember what it was but I ruled them out.
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Pacific Jewel - 16 May 14 - 14 nights - Fiji/Vanuatu/New Caledonia
Celebrity Solstice - 17 Jan 14 - 3 nights
Voyager of the Seas - 27 Dec 13 - 14 nights - NYE - NZ/Fiji
Carnival Spirit - 29 OCT 13 - 8 nights - Noumea, Isle of Pines, Mare
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Carnival Spirit - 27 Dec 12 - NYE - Mystery Island, Suva, Port Denarau, Noumea, Isle of Pines - 12 nights
Celebrity Solstice - 09 Dec 12 / 1 night
Radiance of the Seas - 15 Nov 12 / 2 nights
Pacific Jewel - 7 Oct 12 / 16 nts / J232 Bounty Adventure - New Caledonia/Fiji/Tonga/NORFOLK ISLAND!!!!
Freedom of the Seas - 13 May 2012 - Western Caribbean AND da Big Apple
Carnival Spirit - 27 Jan 12 - San Diego to Honolulu (I won it!!)
Rhapsody of the Seas - New Years Eve - 27 Dec 11 - 9 nts - South Pacific
Radiance of the Seas - 22 Nov 11 / 2 nights - Reunion cruise
Pacific Jewel - 4 NOV 11 / 3 nts - Food & Wine Cruise
Sun Princess - 28 July 11 / 2 nights - Brisbane to Sydney
Pacific Jewel - 22 July 11 / 3 nights ex Sydney - to Jervis Bay!
Pacific Dawn - July 2011 / 7 nights - ex Brissy to Noumea, Lifou, Port Vila
Pacific Pearl - April 2011 / 7 nights - Noumea, Isle of Pines
Sun Princess - April 2011 / 2 nights - Brisbane to Sydney (end of Cherry Blossom)
Rhapsody of the Seas - January 2011 / 9 nights - Cyclone Vania cruise - missed Isle of Pines replaced with Mystery Island. Noumea, Port Vila, Lifou.
Pacific Jewel - August 2010 - South Pacific
Sun Princess - Dec 2009/10 NYE - New Zealand
Diamond Princess - Nov 2009 - Bankgok to Sydney

Oodles of landlubber travels inbetween

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  #12  
Old April 26th, 2012, 07:14 PM
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Quote:
Originally Posted by Debsta View Post
I was reading insurance policies recently and there was something in Worldcare's that bothered me enough to cross it off the list. to be honest I can't remember what it was but I ruled them out.
That is interesting, it is the fine print that one has to look at. Which insurance company did you end up using?
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  #13  
Old April 26th, 2012, 07:37 PM
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Go to www.canstar.com.au - they give star ratings (and comparisons) on travel insurance (and lots of other things). Just checked it and interestingly the insurance we were using had been previously rated 5 stars and has now been downgraded to 4 stars. It is worth checking around.

Diane
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  #14  
Old April 26th, 2012, 07:40 PM
thied thied is offline
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Quote:
Originally Posted by lilly4350 View Post
Go to www.canstar.com.au - they give star ratings (and comparisons) on travel insurance (and lots of other things). Just checked it and interestingly the insurance we were using had been previously rated 5 stars and has now been downgraded to 4 stars. It is worth checking around.

Diane
Thank for the link very good.
__________________
Love Thied







Great cruise we have booked

Great cruises we have been on
Qld 7 nights Pacific Star Pacific Islands
7 nights Pacific sun 2008.
Pacific Islands Fiji 12 nights 2009
Pacific Dawn 2009.
NZ Diamond Princess 2009.
7 nights Celebrity Summit 2009.
NZ 14 nights Pacific Dawn 2010
Pacific Islands 7 nights Pacific Dawn 2010
Pacific Islands7 nights Pacific Dawn 12 jun 2010.
Pacific Dawn White Cloud Wonders Wellington to Brisbane part cruise on cruise W108.
Pacific Dawn 12 nights 09/04/2011.
Pacific Dawn 7 nights 04/06/2011
Pacific Dawn 9 nights 03/09/2011
Ocean Princess 11 nights 17/12/2011 from papeete.
Sun Princess nz 16/02/2012 from Brisbane.
Pacific Sun 19/03/2012 our last cruise on the old
Pacific Dawn 09/04/2012
LADY before she departs from P&O Australia
Pacific Dawn 01/05/2012 11 nights pacific
Pacific Dawn 04/09/2012
Pacific Pearl 28/2/2013
Pacific Dawn 30/04/2013
Pacific Dawn 03/08/2013
Pacific Dawn PNG Cruise 31/10/2013
28/12/2013 Pacific Pearl 12 nights
some of the great islands and places we have been to
Port vila, mystery island, Suva, savu savu, island of pines, penticost island, lifou, Auckland, Milford Sound, Tauranga, Akaroa,Dunedin,Wellington,
Barcelona, Cannes, Florence, Civitavecchia , Naples
8000 club heading to 10000 club
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  #15  
Old April 26th, 2012, 09:08 PM
Australian family's Avatar
Australian family Australian family is online now
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Quote:
Originally Posted by lilly4350 View Post
Go to www.canstar.com.au - they give star ratings (and comparisons) on travel insurance (and lots of other things). Just checked it and interestingly the insurance we were using had been previously rated 5 stars and has now been downgraded to 4 stars. It is worth checking around.

Diane
I hadn't given canstar a thought, I have just looked and there is a lot of insurances not mentioned. I wonder if these companies have to pay to get their insurances rated?

Which insurance had you used?
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