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  #1  
Old April 26th, 2012, 07:32 AM
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Australian family Australian family is offline
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Default Travel insurance - Worldcare, or other recommendations

Looking for advice on travel insurance for the South Pacific.

I have purchased Worldcare before and thought they offered a good product at a reasonable price. Has anyone made a claim with them and was it a easy process?

We have used Covermore, and I wouldn't be bothered with them again, had a suitcase damaged by the cruiseline, and they didn't want to know about it. To me it defeated the purpose of having travel insurance.

Does anyone else have any travel insurance recommendations?
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  #2  
Old April 26th, 2012, 07:46 AM
thied thied is offline
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1 cover are great.
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Great cruise we have booked

Great cruises we have been on
Qld 7 nights Pacific Star Pacific Islands
7 nights Pacific sun 2008.
Pacific Islands Fiji 12 nights 2009
Pacific Dawn 2009.
NZ Diamond Princess 2009.
7 nights Celebrity Summit 2009.
NZ 14 nights Pacific Dawn 2010
Pacific Islands 7 nights Pacific Dawn 2010
Pacific Islands7 nights Pacific Dawn 12 jun 2010.
Pacific Dawn White Cloud Wonders Wellington to Brisbane part cruise on cruise W108.
Pacific Dawn 12 nights 09/04/2011.
Pacific Dawn 7 nights 04/06/2011
Pacific Dawn 9 nights 03/09/2011
Ocean Princess 11 nights 17/12/2011 from papeete.
Sun Princess nz 16/02/2012 from Brisbane.
Pacific Sun 19/03/2012 our last cruise on the old
Pacific Dawn 09/04/2012
LADY before she departs from P&O Australia
Pacific Dawn 01/05/2012 11 nights pacific
Pacific Dawn 04/09/2012
Pacific Pearl 28/2/2013
Pacific Dawn 30/04/2013
Pacific Dawn 03/08/2013
Pacific Dawn PNG Cruise 31/10/2013
28/12/2013 Pacific Pearl 12 nights
some of the great islands and places we have been to
Port vila, mystery island, Suva, savu savu, island of pines, penticost island, lifou, Auckland, Milford Sound, Tauranga, Akaroa,Dunedin,Wellington,
Barcelona, Cannes, Florence, Civitavecchia , Naples
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  #3  
Old April 26th, 2012, 07:55 AM
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Get a quote for a full 12 month travel policy and compare. It might surprise you.
__________________
PAST CRUISES.
Fair sky. Uk- Sydney-1959 via suezcanal-32days.aged11
Britanis. Sydney- Uk-1974 via panama canal-30 days
Mikhail sholokhov- 1995-round new Zealand-14 days
Reef escape-yasawa islands/dateline-Fiji-2x7nights
Reef endeavor - great barrier reef/cape York-2x7nights
Fiji princess- fiji-blue lagoon cruises-6 nights
Murray princess. Paddle wheeler. Murray river. 4nights
River Nile cruise.2005. Egypt 4 nights
Reef endeavor- Fiji-captain cook cruises-7nights
Dawn princess- pacific cruise-may 2011-12days
Amalotus -Mekong river- nov 2011-7 nights
Yangzi explorer- yangzi river. Oct 2011-4nights
Voyager of the seas. N.Z. Dec 2012. 14 nights
Carnival legend. Christmas cruise. Dec. 2014. 11 nights
Carnival legend, pacific islands, Dec 2015. 11 nights
---------------------------------------------------------------
Plus a couple of years as an engineer in merchant navy.
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  #4  
Old April 26th, 2012, 08:00 AM
thied thied is offline
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Quote:
Originally Posted by diy dave View Post
Get a quote for a full 12 month travel policy and compare. It might surprise you.
from who?
__________________
Love Thied







Great cruise we have booked

Great cruises we have been on
Qld 7 nights Pacific Star Pacific Islands
7 nights Pacific sun 2008.
Pacific Islands Fiji 12 nights 2009
Pacific Dawn 2009.
NZ Diamond Princess 2009.
7 nights Celebrity Summit 2009.
NZ 14 nights Pacific Dawn 2010
Pacific Islands 7 nights Pacific Dawn 2010
Pacific Islands7 nights Pacific Dawn 12 jun 2010.
Pacific Dawn White Cloud Wonders Wellington to Brisbane part cruise on cruise W108.
Pacific Dawn 12 nights 09/04/2011.
Pacific Dawn 7 nights 04/06/2011
Pacific Dawn 9 nights 03/09/2011
Ocean Princess 11 nights 17/12/2011 from papeete.
Sun Princess nz 16/02/2012 from Brisbane.
Pacific Sun 19/03/2012 our last cruise on the old
Pacific Dawn 09/04/2012
LADY before she departs from P&O Australia
Pacific Dawn 01/05/2012 11 nights pacific
Pacific Dawn 04/09/2012
Pacific Pearl 28/2/2013
Pacific Dawn 30/04/2013
Pacific Dawn 03/08/2013
Pacific Dawn PNG Cruise 31/10/2013
28/12/2013 Pacific Pearl 12 nights
some of the great islands and places we have been to
Port vila, mystery island, Suva, savu savu, island of pines, penticost island, lifou, Auckland, Milford Sound, Tauranga, Akaroa,Dunedin,Wellington,
Barcelona, Cannes, Florence, Civitavecchia , Naples
8000 club heading to 10000 club
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  #5  
Old April 26th, 2012, 08:54 AM
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Quote:
Originally Posted by thied View Post
from who?
My understanding is all travel insurance companies will give you 12 month policy. Try it. They are spreading the risk over a greater period so maybe that's why they can be cheaper.
__________________
PAST CRUISES.
Fair sky. Uk- Sydney-1959 via suezcanal-32days.aged11
Britanis. Sydney- Uk-1974 via panama canal-30 days
Mikhail sholokhov- 1995-round new Zealand-14 days
Reef escape-yasawa islands/dateline-Fiji-2x7nights
Reef endeavor - great barrier reef/cape York-2x7nights
Fiji princess- fiji-blue lagoon cruises-6 nights
Murray princess. Paddle wheeler. Murray river. 4nights
River Nile cruise.2005. Egypt 4 nights
Reef endeavor- Fiji-captain cook cruises-7nights
Dawn princess- pacific cruise-may 2011-12days
Amalotus -Mekong river- nov 2011-7 nights
Yangzi explorer- yangzi river. Oct 2011-4nights
Voyager of the seas. N.Z. Dec 2012. 14 nights
Carnival legend. Christmas cruise. Dec. 2014. 11 nights
Carnival legend, pacific islands, Dec 2015. 11 nights
---------------------------------------------------------------
Plus a couple of years as an engineer in merchant navy.
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  #6  
Old May 5th, 2012, 07:42 PM
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Quote:
Originally Posted by diy dave View Post
Get a quote for a full 12 month travel policy and compare. It might surprise you.
For the second year running we have a 12 month policy with Covermore. Admittedly we haven't had to make a claim (& I hope we never have to ) but the 12 month policy seems reasonably priced. It also covers us if anything happens while travelling within Australia (for holidays, business, etc) as long we're more than 200km from home. On their website you can choose how much cover, how much excess, what parts of the world you want cover for (cheaper if the Americas is excluded), etc.
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  #7  
Old May 5th, 2012, 08:20 PM
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windsor26 windsor26 is offline
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I always pay with my credit card (which gives me points as well) and the c/c has a travel insurance which has always covered us at no cost.
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  #8  
Old May 5th, 2012, 09:25 PM
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Quote:
Originally Posted by windsor26 View Post
I always pay with my credit card (which gives me points as well) and the c/c has a travel insurance which has always covered us at no cost.
Good reminder, we will be using our c.card and it too has free travel ins. Didn't pay on last cruise this way because they charged extra for using the card, now out online TA doesn't charge extra.
__________________
PAST CRUISES.
Fair sky. Uk- Sydney-1959 via suezcanal-32days.aged11
Britanis. Sydney- Uk-1974 via panama canal-30 days
Mikhail sholokhov- 1995-round new Zealand-14 days
Reef escape-yasawa islands/dateline-Fiji-2x7nights
Reef endeavor - great barrier reef/cape York-2x7nights
Fiji princess- fiji-blue lagoon cruises-6 nights
Murray princess. Paddle wheeler. Murray river. 4nights
River Nile cruise.2005. Egypt 4 nights
Reef endeavor- Fiji-captain cook cruises-7nights
Dawn princess- pacific cruise-may 2011-12days
Amalotus -Mekong river- nov 2011-7 nights
Yangzi explorer- yangzi river. Oct 2011-4nights
Voyager of the seas. N.Z. Dec 2012. 14 nights
Carnival legend. Christmas cruise. Dec. 2014. 11 nights
Carnival legend, pacific islands, Dec 2015. 11 nights
---------------------------------------------------------------
Plus a couple of years as an engineer in merchant navy.
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  #9  
Old May 5th, 2012, 10:25 PM
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Quote:
Originally Posted by windsor26 View Post
I always pay with my credit card (which gives me points as well) and the c/c has a travel insurance which has always covered us at no cost.

We do the same thing.

We only have to charge $500 each, to the card of the travel we are taking, to be covered. We try hard to avoid the Credit card fees if possible.

So if there is a surcharge, it is still cheap travel insurance. That means the most we ever have to pay for Travel Insurance is the surcharge (3%) cost of $30 Credit card fee, sure can't buy it for that price
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  #10  
Old April 26th, 2012, 08:07 AM
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Quote:
Originally Posted by Australian family View Post
Looking for advice on travel insurance for the South Pacific.

I have purchased Worldcare before and thought they offered a good product at a reasonable price. Has anyone made a claim with them and was it a easy process?

We have used Covermore, and I wouldn't be bothered with them again, had a suitcase damaged by the cruiseline, and they didn't want to know about it. To me it defeated the purpose of having travel insurance.

Does anyone else have any travel insurance recommendations?
We always use Travel Insurance Direct (TID) and have claimed 3 times for medical and once for an iphone that was accidentally taken for a swim. No problems at all. Use the code TIDthanks and you receive 10% discount.

Kerry
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  #11  
Old April 26th, 2012, 08:39 AM
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I was reading insurance policies recently and there was something in Worldcare's that bothered me enough to cross it off the list. to be honest I can't remember what it was but I ruled them out.
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  #12  
Old April 26th, 2012, 06:14 PM
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Quote:
Originally Posted by Debsta View Post
I was reading insurance policies recently and there was something in Worldcare's that bothered me enough to cross it off the list. to be honest I can't remember what it was but I ruled them out.
That is interesting, it is the fine print that one has to look at. Which insurance company did you end up using?
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  #13  
Old April 26th, 2012, 06:37 PM
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Go to www.canstar.com.au - they give star ratings (and comparisons) on travel insurance (and lots of other things). Just checked it and interestingly the insurance we were using had been previously rated 5 stars and has now been downgraded to 4 stars. It is worth checking around.

Diane
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  #14  
Old April 26th, 2012, 06:40 PM
thied thied is offline
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Quote:
Originally Posted by lilly4350 View Post
Go to www.canstar.com.au - they give star ratings (and comparisons) on travel insurance (and lots of other things). Just checked it and interestingly the insurance we were using had been previously rated 5 stars and has now been downgraded to 4 stars. It is worth checking around.

Diane
Thank for the link very good.
__________________
Love Thied







Great cruise we have booked

Great cruises we have been on
Qld 7 nights Pacific Star Pacific Islands
7 nights Pacific sun 2008.
Pacific Islands Fiji 12 nights 2009
Pacific Dawn 2009.
NZ Diamond Princess 2009.
7 nights Celebrity Summit 2009.
NZ 14 nights Pacific Dawn 2010
Pacific Islands 7 nights Pacific Dawn 2010
Pacific Islands7 nights Pacific Dawn 12 jun 2010.
Pacific Dawn White Cloud Wonders Wellington to Brisbane part cruise on cruise W108.
Pacific Dawn 12 nights 09/04/2011.
Pacific Dawn 7 nights 04/06/2011
Pacific Dawn 9 nights 03/09/2011
Ocean Princess 11 nights 17/12/2011 from papeete.
Sun Princess nz 16/02/2012 from Brisbane.
Pacific Sun 19/03/2012 our last cruise on the old
Pacific Dawn 09/04/2012
LADY before she departs from P&O Australia
Pacific Dawn 01/05/2012 11 nights pacific
Pacific Dawn 04/09/2012
Pacific Pearl 28/2/2013
Pacific Dawn 30/04/2013
Pacific Dawn 03/08/2013
Pacific Dawn PNG Cruise 31/10/2013
28/12/2013 Pacific Pearl 12 nights
some of the great islands and places we have been to
Port vila, mystery island, Suva, savu savu, island of pines, penticost island, lifou, Auckland, Milford Sound, Tauranga, Akaroa,Dunedin,Wellington,
Barcelona, Cannes, Florence, Civitavecchia , Naples
8000 club heading to 10000 club
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  #15  
Old April 26th, 2012, 08:08 PM
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Australian family Australian family is offline
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Quote:
Originally Posted by lilly4350 View Post
Go to www.canstar.com.au - they give star ratings (and comparisons) on travel insurance (and lots of other things). Just checked it and interestingly the insurance we were using had been previously rated 5 stars and has now been downgraded to 4 stars. It is worth checking around.

Diane
I hadn't given canstar a thought, I have just looked and there is a lot of insurances not mentioned. I wonder if these companies have to pay to get their insurances rated?

Which insurance had you used?
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