Posted April 20th, 2017, 06:56 PM
Since the term "trip insurance" can include and exclude so many different coverages, it is impossible to make any kind of informed answer without knowing a great deal more about the specifics of the policy.
Your best answer would come from actually reading the fine print. What does the base policy include and exclude and what does any additional coverage include/exclude. Then, once informed, YOU can make the value decision. Because what works for one person doesn't necessarily work for another. In fact, in most cases it flat out doesn't.
Read. Study. Evaluate. Decide. Kinda like the basic process for all life's decisions.
"Government Certified Expert"
"Anybody who believes they can out-think the airlines' revenue/yield management computer algorithms is, in my view, delusional." -- Gardyloo
"It doesn't really make a blind bit of difference what other people are paying since they're traveling from different airports, on different days, at different times of the year." -- fbgd
"Daddy he hates airplanes, Baby loves to fly. The Lady wants to know the reason why." -- Michael Franks
My standard response to all the questions of "Can I make that early flight home?" or "Can I take a bag that is oversized without paying?":
"Well, you gotta ask yourself....do you feel lucky? Well do you?" -- Inspector Harry Callahan