Essentials Travel Protection Plan

[dalmoradie]

Did anybody else get an email from NCL about a new travel insurance you can buy after final payment?

 

Does anybody know how I can buy this?

[ready2cruzagain]

Did anybody else get an email from NCL about a new travel insurance you can buy after final payment?

 

Does anybody know how I can buy this?

No and I just paid off 2 cruises. It is easy though to get travel insurance after final payment. I use insuremytrip dot com and they will insure up until the day before the cruise. Plus you get more coverage for less cost than what NCL charges.

[dalmoradie]

No and I just paid off 2 cruises. It is easy though to get travel insurance after final payment. I use insuremytrip dot com and they will insure up until the day before the cruise. Plus you get more coverage for less cost than what NCL charges.

 

I was interested because it says it's only $25 per guest and it includes travel arrangement, medical and baggage protection.

 

I will give them a call tonight and inquire more about it.

[garycarla]

I was interested because it says it's only $25 per guest and it includes travel arrangement, medical and baggage protection.

 

I will give them a call tonight and inquire more about it.

 

What sort of "medical" protection?

 

And, does is include payment is you cancel? And for what reason?

 

Also, does it include medical evacuation - the biggest expense that is possible?

 

 

 

$25 can not cover much.

[dalmoradie]

What sort of "medical" protection?

 

 

 

And, does is include payment is you cancel? And for what reason?

 

 

 

Also, does it include medical evacuation - the biggest expense that is possible?

 

 

 

 

 

 

 

$25 can not cover much.

 

 

 

Here’s a screen capture of the email. Looks like it covers enough for a great price...

 

 

 

 

Sent from my iPhone using Forums

[garycarla]

Here’s a screen capture of the email. Looks like it covers enough for a great price...

 

 

 

 

Sent from my iPhone using Forums

 

Based on that screen grap, it looks like a bargain for $25. It does not cover the part MANY folks buy insurance for - cancellation. Which to me is the part I do not worry about. Okay, I worry about it,but not enough to spend money on insuring it.

 

I will say what I usually say. EVERYONE that books and pays for a cruise can afford to cancel and get nothing back. What they can not afford is the agony and disappoint of paying for something they can not use.

[BRENT AND DIANNA]

I did and bought it

 

 

Sent from my iPhone using Forums

[mking8288]

This is apparently fairly new with NCL's offering - and, yes, for a low flat rate of $25 p/p as mentioned for 7 days sailing.

 

It was offered to one of my BIL after final payment as they have some insurance via their credit card - this plan is secondary in coverage but good for medical evacuation, which can be rather expensive. I looked into this for them, at their request, with 3 seniors aged around 70 - it's very reasonable as a "safety net" - retirees 30-45 minutes from homeport aren't worried about hurricane or trip cancellations. Still, there is trip delay coverage, medical expenses including accident & sickness, and repatriation along with evacuation - good for their needs. NCL agent added the coverage, billed their CC and email a confirmation as proof of enrollment/coverage, less than 20 days from sailing - shown on their MyNCL Reservation's detailed summary.

 

The closest coverage offered by the major online insurance booking as mentioned is more than doubled their cost of $75 thru NCL. It is not a premium plan with deluxe options, but a good buy vs. "self-insured" for peace of mind.